What will happen if the credit card is forgotten to be overdue for three days?

Three days overdue repayment of credit cards may have the following consequences:

1. Credit record damage: Credit card companies will submit overdue records to credit reporting agencies, which will have a negative impact on personal credit records. The overdue records will be kept in the personal credit report for a period of time, which may affect the approval of applying for other credit products in the future.

2. Penalty interest and late payment: overdue repayment will lead to penalty interest and late payment. The penalty interest is the interest calculated according to the overdue amount, and the late payment fee is the fee charged as overdue penalty. These expenses may increase the repayment pressure of individuals.

3. Limited credit line: Late repayment may cause banks to limit personal credit line. Banks may freeze or reduce the limit of available credit cards to reduce risks.

Summary:

Three-day overdue repayment of credit card will have a negative impact on personal credit record, which may lead to limited credit limit, and at the same time, it is necessary to pay penalty interest and late payment fee.

Extended data:

Late repayment of credit cards may lead to further legal disputes. For example, if the overdue period is long or the repayment amount is large, the credit card company may recover the debt through legal means. In addition, many overdue repayments may also lead to the cancellation and blacklisting of bank cards, which will affect the chances of applying for credit cards or even other loan products in the future.

So in any case, try to avoid overdue repayment. Individuals can set reminders to ensure timely repayment, or they can set automatic repayment to avoid forgetting repayment.

Please note that the above extended materials only provide more relevant information, and do not refer to personal circumstances or legal opinions. If there are practical problems, it is recommended to consult professionals or relevant institutions to obtain accurate information and suggestions.