Usually used, which is better, the construction bank card or the industrial and commercial bank card?

Both banks can apply for cards, and both belong to big bank outlets or there are many self-service devices in the city, so it is more convenient to use, and only one card in the bank can enjoy preferential treatment such as fee reduction and exemption.

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and one of the four largest banks in China.

ICBC's balance change notice is a short message reminder service and an artificial silver messenger service. The charging standard of an artificial silver messenger service is: 1, and the reminder message of new wealth management products is: 2 yuan/month; 2. The reminder service for the balance change of savings card (passbook) is 2-5 yuan/month/card (account) and 20-50 yuan/year/card (account) according to different regions. 3. 0.2 yuan/articles such as short message reminder of gold deferred business transaction notification, short message reminder of precious metal entrusted transaction, short message reminder of physical gold transaction, short message reminder of foreign exchange entrusted transaction, remittance notification service, precious metal price reminder of account, precious metal price reminder and foreign exchange price reminder; 4. Reminder of the change of balance at the end of the bank-merchant transfer day: 5 yuan/month/account. 5. Credit card balance change reminder SMS: 2-5 yuan/month/card, 20-50 yuan/year/card.

Operating environment: Huawei p40, software China Industrial and Commercial Bank version 6. 1.0.9. 1.

1. ICBC SMS reminder handling method: 1. ICBC Online Banking Self-service: 1. After logging in to ICBC Online Banking, click ICBC Messenger and select Customize on the right side of "Balance Change Reminder". 2. According to the prompt, select the account for which you want to customize the balance change reminder, and enter relevant information. If you need to display the account balance in the SMS, remember to check "Account Balance" on the right. 3. Only after submission can customization be successful. If there is a charge, it will be deducted from the account in real time.

Two, through three ways: 1, apply for outlets with bank cards and ID cards. 2. Call the bank customer service, transfer to manual service, verify the bank card account number and password with the cooperation of the operator, and open the service. 3. If ICBC's online banking is enabled, you can choose the "ICBC Messenger" service in the online banking interface, and after signing the agreement online, you can choose the account balance change reminder service.

Many banks charge for SMS reminders of changes in personal savings accounts, but in the initial stage of promotion, they will be free for a certain period of time, and a handling fee will be charged after the probation period. After a period of free use, users begin to form habits and dependence, and generally choose to continue to pay for this business, which is also a way for banks to cash in profits after gaining customer stickiness. For banks, this fee is also a channel to increase intermediary business and profit income.

Third, customer service hotline customization: 1. Dial 95588 and choose 2. After entering the manual service, please ask the manual customer service to handle it, according to the voice prompt. The advantage of this method is that it can be tried on all ICBC cards under your name, not limited to online bank cards.

Four. ICBC self-service machine processing: 1. ATM and self-service terminals of ICBC's current outlets can also operate and open related services. When you arrive at the outlet, you don't need to wait in line, you can ask the lobby staff or account manager for help. In addition, in some areas, there may be preferential rates for handling through self-service machines.

5. Counter handling: You can handle this business by bringing your ID card and bank card to any counter of ICBC.