What will happen if the online loan receives the indictment and does not appear in court?

The consequence of the online loan being sued for not appearing in court is the default judgment. When a case is heard in court, only one party appears in court, and the people's court makes a judgment after hearing it according to law. Absence judgment is relative to attendance judgment.

1. What are the consequences of not appearing in court and being prosecuted?

The consequence of the online loan being sued for not appearing in court is the default judgment.

The court may serve an announcement on the defendant, with the announcement period of two months and the defendant's defense period of fifteen days. If the defendant does not appear in court after the trial, he can also make a judgment by default. According to the provisions of Article 92 of the Civil Procedure Law, if a case cannot be served by direct service, mail service or lien service after the court accepts it, it may be served by a court announcement. Moreover, 60 days from the date of the announcement shall be deemed to have been served on the defendant. After the expiration of the announcement, the court may hear the case in absentia on the date set by the announcement, and make a judgment according to the situation of the hearing.

Second, what should I do if I am harassed by online loan calls?

If you are harassed by online loan calls, you can call the police to solve it. Harassment by online loan companies can call the police. If it is because the online loan company maliciously harassed within the time limit, it is best to pay off the arrears first. If it is still harassed after paying off, you can also call the police to solve it.

Third, what should I do if the online loan is overdue?

Remind you that online loan overdue solution:

1. If you can't afford it, first determine a repayment order. The first thing to do is to check your credit report. If you return to the credit information platform first, rather than later, you should stop online lending in time, and don't think about raising loans with loans, which will only make the debt bigger and bigger.

2. For platforms with annual interest rate exceeding 36%, you can discuss with the other party. More than 36% of the platforms do not meet the national regulations and belong to usury. You only pay 36% of the interest and principal. Many platforms' interest plus various service fees can reach an annual interest rate of 80% and 90%, which is illegal. Basically, the platform wants to get back the principal, and there is a lot of room for manoeuvre.

3. Ask for help from home in time. You can borrow some money from your family, pay back the online loan, and then slowly return the money to your family. Although they are all liabilities, there will be no stain on their credit and they will bear different psychological pressures.