Is it true that there is no guarantee company for honest financial loans?

1. Is it true that an unsecured company with honest financial loans?

Unsecured credit loan company exists. But most of them are routine companies. They exist because the people who look for them are basically people who can't get loans from banks. Because these people are basically black households, there are overdue and non-repayment, so banks will refuse loans. But these companies are different. They will still lend money to some people who have the ability to repay after the credit review. Credit investigation is definitely something to look at. In addition to collecting, we must also check big data, and conduct electronic trials and face-to-face trials. It's a lot to ask anyway. The most terrible thing is interest. After a handling fee and beheading interest, you can approve 654.38+ million, which is about 80,000 when you get it, but you have to return 654.38+02-654.38+05 million after one year. It is anyway. I have never seen a large amount of unsecured, and my company is not a fool. Will I give you a lot of money knowing that you have no money to pay back?

2. What are the formal loan platforms?

What are the reliable loan platforms? The reliable audit of the loan platform is stricter, and the bank loan is the most reliable, but the probability of passing is not high. Other relatively reliable online loans, such as Gitzo. Put on music or get a loan. At present, the mainstream is Alipay's borrowing, WeChat's micro-lending, Baidu's degree is small and comprehensive, and the interest rate of big platforms is low, so the approval rules will be slightly stricter. Yitong is an unknown small platform, but the interest is very high. If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support. In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision. The amount of money spent on loans ranges from 500 yuan to 200,000 yuan, with an annualized interest rate of 7.2%, 6,543.8+0,000 yuan, and the interest from 2 yuan is 654.38+0 days. Long loan period, daily repayment, daily interest, no mortgage, pure credit, full online application for ID card and bank card, the fastest approval in 30 seconds, 654.38+0 minutes to the account. Use Baidu's artificial intelligence and big data risk control technology to encrypt, monitor and protect personal information. Every loan must verify the password and other verification items, and it can only be lent to the bank card in the lender's own name, so you can use it with confidence. Loan application conditions with high pass rate: 1, at least 20 years old: if you only have an ID card, the amount is generally 5000-500002; If you are over 20 years old, the amount is generally 1- 15W. The longer the credit card is used, the greater the amount, the lower the debt, and the amount given by the platform. 3. At least 20 years old: there is a mortgaged house with a repayment period of more than 6 months, and the amount is generally 10-20W. The longer the mortgage repayment time, the greater the monthly payment and the greater the approval amount. At present, it is easier to apply for loans through users, such as borrowing treasure, foreign currency piggy bank, pea money, new orange premium product, 360 IOUs, rich flowers, timely loans, micro loans, Huaya loans, Wanda loans, enough flowers, and 58 good loans. However, whether the loan platform finally meets the user's loan demand depends on the user's current personal qualifications. The higher the personal qualification (the higher the educational background, the more stable the work income, the better the credit record and the less the debt), the easier it is for the loan platform to apply for loans from users, and vice versa.

3. What are the regular companies?

According to personal qualifications, the maximum is 50w. Now ordinary banks can operate without mortgage. As for handling, you can handle it as long as you provide the following basic information: 1, identity certificate (original) 2, work/business certificate (copy) 3, income/public/private certificate (original) 4, address/business place certificate (copy) 5, personal/business credit investigation (original) When you have prepared the above materials, you need to go to the company, and the company will If it is passed, you need to bring the original materials at the time of application and the bank card required by the company to the company to fill in the contract. Note: you need to ask about interest rate, term and repayment method before lending. When signing the contract, you need to know the repayment situation, repayment amount and liquidated damages in detail. After the loan, you can choose to repay it on schedule or pay it off in one lump sum according to your personal situation. That's all I know. I hope I can help you. If you can, please be satisfied with the settings.

4. What are the regular companies?

Ping An Pu Yi Hui Xin has New Heng Chang China Bank, which are regular companies, but the interest is higher than that of banks. That's good. Generally speaking, the repayment of principal and interest is equal. I suggest Ping An and CreditEase look at two better ones with stores.

Oh, I'm in Beijing