What is the bank deposit interest rate in 2020?

Bank interest rates in 2020 are as follows:

I. State-owned banks

1, China Bank, China Industrial and Commercial Bank, China Agricultural Bank and China Construction Bank all have the same time deposit interest rates; The deposit interest rate of lump-sum deposit for three months is 1.35%, for half a year, 1.55%, for one year, 2.25%, for two years and 2.75% for three years.

2. The annual interest rates of lump-sum deposit, lump-sum deposit and lump-sum deposit and lump-sum deposit are 1.35%, 1.55% for three years and1.55% for five years; The interest rate of call deposit is 0.55% for one day and 1. 1% for seven days.

Second, joint-stock banks.

1. Among the banks such as China Merchants, CITIC, China Everbright, Xingye, Pudong Development Bank, Ping An, Guangfa and Huaxia Bank, Industrial Bank has the highest deposit interest rate. Time deposit (lump sum deposit and withdrawal) is three months 1.4%, six months 1.65%, and one year 1.65%. Lump-sum deposit and lump-sum withdrawal, one-year deposit and principal withdrawal 1.4%, three-year deposit 1.65% and five-year deposit 1.95%.

2. Followed by Guangfa Bank and Huaxia Bank, the three-year fixed deposit and lump-sum interest rate reached 3. 1%, the five-year fixed deposit and lump-sum interest rate reached 3.2%, and CITIC Bank was slightly lower, with a three-year interest rate of 3%.