Why do I often receive spam messages whose mobile phone number is China PICC 600 million insurance, which expired 24 hours ago?

Many people often receive short messages from PICC in China to remind you that 6 million medical insurance has been delivered. If you don't receive the insurance within 24 hours, the insurance will automatically become invalid. In fact, this is not fraudulent information, but a marketing tool of insurance companies. Call China PICC unified customer service at 955 18 for details. You can't believe the information you received.

6 million means not giving you 6 million after you are diagnosed with the disease, but reimbursing you as much as you spend after meeting the claim conditions of the product. The reimbursement amount is 6 million. Secondly, not everyone can get a claim. When buying insurance, most people will check the conditions that meet the health notification. Health notification is particularly important in medical insurance. If you have an abnormality, but you didn't tell the insurance company when you insured, then the insurance company will have reason to refuse to pay when there is a claim. In addition, most of this kind of insurance only pays the first month's premium, and the rest of the premium needs to be paid on time normally.

Insurance companies have various marketing methods. The main ways to cheat insurance include: violating the medical insurance policy, helping non-insured people to fabricate labor relations, fictional conditions for enjoying medical insurance benefits, or providing false certification materials to defraud medical insurance qualifications; In violation of medical insurance policies, handing over medical insurance vouchers, medical insurance cards or payment vouchers to non-insured persons for use; Providing assistance for non-insured persons to defraud medical insurance funds by issuing false certification materials or expert opinions; Help the insured to refund the cash after swiping the card, or refund the cash in front of the hospital;

Insurance companies usually send some insurance with a very low risk rate, such as this 6 million insurance, just like traffic accident insurance on planes, ships and trains. We don't use this kind of transportation very often, so the risk of riding is very small. The insurance company obtains your personal information and attracts your attention to its company by sending this insurance, and then promotes other insurances to you through the obtained personal information.

If you often receive such messages, it means that your information has been leaked. You should change your personal information in time and pay attention to protection. First of all, protect your personal privacy information such as your ID number, bank card number and password, and don't tell others this information by email, text message or telephone at will, no matter how reliable you think this person is. The second is to protect the security of personal computers and mobile phones. For example, by installing a firewall to prevent intruders from accessing personal computers and mobile phones remotely; Using complex passwords will make it more difficult for hackers to crack them. Be sure to turn off the computer when you are not using it. The third is to clean up "information garbage" reasonably. Clean up personal privacy before throwing away files containing private information. Fourth, read bank statements, bills and credit card reports carefully to make sure there are no suspicious transactions.