I signed an agreement with Fanpu credit company ~ handed in a lot of materials ~ they won't lend money!

Restaurant credit is rubbish, liar. Deceiving customers to receive the verification code with their mobile phones will actually give you all the software information of your mobile phones, including your WeChat chat history, Alipay and SMS QQ information, and one third of the money you lend is not available to you. Just after your own account was not used, it was deducted from you in a few minutes. Ask their salesmen why, and they say it's required by the regulatory authorities for their company to go public next year. Dirty death!