Is it true that Anbang Insurance went bankrupt?

Hello, the bankruptcy of Anbang Insurance is true. Anbang Insurance Group Co., Ltd. is one of the comprehensive insurance groups in China. It owns property insurance, life insurance, health insurance, asset management, insurance agency sales, insurance brokerage and other businesses. , including Anbang Property Insurance Co., Ltd., Anbang Life Insurance Co., Ltd., Harmony Health Insurance Co., Ltd., Anbang Asset Management Co., Ltd. and other subsidiaries.

1. Pay attention to the following pitfalls when buying insurance. Trap 1, "surrender and financial management". They call themselves insurance company personnel by phone or SMS, and then persuade customers to return the insurance contract and buy the "high-yield" wealth management products recommended by them again, and promise to protect the capital and interest, with an annualized rate of return as high as 12%. The trap is characterized by taking "high income" as bait and using the name of insurance institutions to induce insurance consumers to obtain funds through surrender or policy loans and re-purchase non-insurance financial products recommended by them.

2. In this regard, Mr. Sheng reminded consumers not to be tempted by high-interest financial management, and to handle surrender or policy pledge cautiously. "Wealth management products" with high income as a selling point may be suspected of illegal fund-raising. Insurance consumers should refuse to believe in high-interest "financial management" and high returns promised in the name of insurance companies; Refuse to be moved by gifts, "interests first" and other bait; Refuse to sign an investment and financial management agreement with the salesperson in his own name. Trap two, "total surrender." Through social platforms, online shopping platforms, telephone messages and other channels, the false information that "any insurance company in any part of the country can handle the full surrender business of any type of insurance, and the surrender success rate is 100%, which is safe and fast" is released to consumers. In the name of "professional insurance rights protection", this is an act of inciting consumers to entrust agents to "surrender in full" and carry out insurance "malicious complaints to surrender in full" business, demanding high fees from consumers.

3. In fact, this has seriously misled consumers, harmed consumers' interests, and made them face the risk of losing the protection of the original insurance contract, increasing the premium when re-insured, recalculating the waiting period or even refusing insurance, which hindered the normal insurance business order. Therefore, consumers should fully understand the information of insurance products. The main function of insurance products is to provide risk protection. Consumers should establish a scientific concept of insurance consumption and correctly understand important product information such as insurance liability, insurance amount, exclusion liability and surrender through formal channels. Trap 3, "supporting the elderly with housing". This is because criminals do not understand the policy of housing for the elderly. In the name of "housing for the elderly", they tricked the elderly into selling houses at low prices, and then tricked the elderly into selling houses. They said that they regarded it as an "investment". Finally, the old man's house and money were empty.