China Post Consumer Finance sued the court for freezing the account, and contacted the court or

The bank has regulations that if you don't pay after a certain period of time, you can freeze your assets and dispose of them through the court. China post consumer finance does not have this right, only the court does. The content of the text message is to scare you. Of course, they provide evidence to the court. If you don't go after the trial, the court will rule against you and will definitely implement it. The court will freeze your account.

The enforcement court may take the following enforcement measures: inquiring, freezing and transferring the deposit of the respondent; Seizure or withdrawal of the income of the respondent; Seal up, detain, auction or sell off the property of the respondent; Searching the hidden property of the respondent; Measures such as forcing the respondent to deliver the property or documents determined by legal documents.

Consequences of overdue repayment: The borrower will incur overdue interest and liquidated damages due to overdue repayment. In order to recover the loan, the recourse fees (including but not limited to attorney fees) that the lender or the third-party guarantee institution must pay shall also be borne by the overdue borrower. In addition, the Long-term Loan Association officially records the relevant information of overdue borrowers in the "Bad Credit Record" of the credit information system of the People's Bank of China. According to the situation in different regions, these records will be kept for at least five years, which will have an impact on other credit behaviors of overdue borrowers. The third-party guarantee institution of long-term loan cooperation also reserves the right to take legal measures against overdue borrowers, and all legal consequences arising therefrom shall be borne by the borrowers. Therefore, the borrower should ensure that the account has enough balance before the repayment date to avoid overdue.