How long is JD? COM's IOUs have expired? What are the consequences of JD? COM's IOUs have expired?

If the credit is not received within the time limit, the user will be reminded to repay the loan through letters, short messages, emails and judicial channels in the station.

After the IOUs are overdue, JD.COM will remind users to pay back through letters, short messages, e-mails, telephone reminders, letters, home visits and judicial channels. If necessary, it will also entrust an external agency to remind you. In order to avoid any impact, please repay on time.

Recover the payables by legal means (including but not limited to the collection service provided by JD Finance or the third-party agencies entrusted by JD Finance, such as debt collection companies and law firms, and apply to relevant departments for investigation, bring a lawsuit to the court, and apply to an arbitration institution for arbitration, etc.). ), all expenses arising therefrom shall be borne by the customer.

Extended data:

JD.COM IOUs overdue conditions:

1. Providing expired, false and other untrue personal information to JD Finance and/or the lender, or the relevant personal information is regarded as suspicious, expired or false by JD Finance and/or the lender.

2. Lease, lend or otherwise hand over relevant information such as account, password, digital certificate, ID card information, mobile phone number, bank card information, address and email address to any other third party except you in the process of using credit payment service.

3. For the purpose of illegally cashing out and illegally obtaining illegitimate interests, through illegal or improper operations or colluding with third parties such as illegal merchants and illegal intermediaries, it violates the rules of Jingdong Financial Credit Payment Service Platform and various management regulations, and is recognized by Jingdong Finance and/or lenders through risk monitoring and risk management.

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