How to inquire about the credit limit of Everbright Credit Card?

How to inquire about the credit card limit of China Everbright Bank? There are actually six inspection methods!

As we all know, the credit card quota is not fixed and will decrease with the consumption of the card. In addition, the bank will increase or decrease the credit limit according to the cardholder's card usage and credit status, which requires everyone to master the inquiry method of credit card limit in order to know how much credit card limit is left in time. However, different banks have different methods to inquire about the credit card limit. For example, China Everbright Bank has six ways to check the credit card limit. Let's have a look.

The credit card amount of China Everbright Bank is related to the card level, and the maximum amount of general card, gold card and titanium card is 50,000 yuan; The minimum amount of platinum card is 50,000 yuan, and the maximum amount is 500,000 yuan; Unlimited card amount does not exceed 6,543,800 yuan (inclusive). Everyone's credit status is different, and the approved amount is also different.

You can check the credit card limit of China Everbright Bank in the following six ways:

1. Online Banking Inquiry: Inquire about the available amount of the current credit card through personal online banking-credit card-account information inquiry and available amount field;

2. official website inquiry: Click "Login" on the left side of the credit card area website, enter/ID number, verification code and dynamic password, and then select "Account Service"-"Account Information Inquiry" in the function bar to inquire;

3. Wechat query: Select "Credit Card" through the "Sunshine Wealth" field at the bottom of the Wechat Bank page, click the pop-up graphic and select the "Account Query" field to query the current available amount of a single card;

4. Mobile banking inquiry: check the current available credit limit of a single card through mobile banking full card-credit card-credit limit inquiry;

5. Sunshine Life APP Query: You can select "Quota Management" on the "Card Life" page of Sunshine Life APP to view the current available quota;

6. SMS inquiry: use the mobile phone number reserved by the credit card, edit the SMS "last 4 digits of limit #" and send it to 95595 to inquire about the current credit card available limit.

There are six ways to query the credit limit of China Everbright Credit Card.

Whether you just apply for a credit card or in the process of daily card use, the inquiry method of credit card limit must be the card use strategy that cardholders are more concerned about. Today, I will give you the inquiry method of credit line of 20 18 Everbright Credit Card, and know the details of credit line anytime and anywhere.

1, customer service telephone inquiry

Everbright credit card holders can call 95595 through the customer service hotline to inquire about the credit card amount, and know the credit card account arrears, current available amount and other information anytime and anywhere.

2, SMS query

Use a credit card to reserve a mobile phone number, and send a text message "last four digits of the limit #" to 95595 to inquire about the current available limit and related information.

3. WeChat official account inquiry

Wechat pays attention to the credit card of China Everbright Bank, the official account of WeChat. Click on the menu "Card Service"-"Account Inquiry" at the bottom, and fill in the accurate or ID number, page verification code and dynamic password. After logging in, you can complete the in-line inquiry.

4. everbright credit card APP query

Download the Everbright Credit Card APP on your mobile phone, register and log in the binding card, and click "Services" in the bottom menu bar. There are "account information inquiry" and "bill inquiry" under the account service column, so you can know the credit card limit in detail.

5. Online banking inquiry

If the cardholder has opened the online banking of China Everbright Bank, you can log in directly to inquire about your account information, and then you can inquire about your credit card limit.

6. Bill inquiry

Everbright Bank will send you a monthly credit card bill through email, SMS, WeChat official account and other channels, so you can clearly understand the amount on the bill.

How to check the credit card limit of Everbright Sunshine? What are the ways?

Now credit card has become a necessity, mainly because of its overdraft consumption function. However, many people do not know the specific credit card limit approved by the bank after they get the credit card. For example, a friend who has handled Everbright Sunshine Credit Card before asked: How to check the credit card limit of Everbright Sunshine? What are the ways?

I. Telephone enquiry

There will be a customer service hotline of the bank on the card face of the credit card. You can make a phone call, then enter your ID number according to the voice prompt, and then you can find a specific limit of your credit card.

Second, online banking inquiry

Users who have opened the online banking of China Everbright Bank can log in to the online banking directly if they want to inquire about the Everbright Sunshine Credit Card. Enter the credit card account details interface, and you can query the specific credit card limit.

Third, WeChat query

You can pay attention to China Everbright Bank Credit Card Center's WeChat WeChat official account, select Credit Card Service in WeChat official account, then select Account Inquiry in the Credit Card Service interface, and then enter your ID number to log in, so you can check the credit card limit.

Fourth, APP query

Now all major banks basically have their own apps. You can download the APP of China Everbright Bank on your mobile phone, and then bind your account in the app to find out the specific credit card limit.

Now with the development of Internet finance, various businesses of banks have matured. Like Everbright Sunshine Credit Card, if you want to inquire about its credit limit, there are many ways to inquire directly through the network besides calling, which is very convenient and quick, saving time and effort.

How to check the quota when the credit card of China Everbright Bank is approved?

Everbright Bank Sunshine Credit Card has been approved. There are several ways to check the credit limit of a credit card:

1. After logging in to online banking for self-registration, log in to personal online banking again to check the credit limit;

2. Call customer service, transfer to manual service, and check the credit limit;

3. Go to the bank counter and ask the assistant for help.

4. Check the credit limit at the ATM.

Note: Some banks need to obtain a credit card before they can inquire about the credit card limit.

Extended data:

type

The credit limit includes the overall credit limit and the credit limit of a specific customer.

1. Total credit line refers to the total scale of credit sales made according to its own situation and external environment, which is used to guide and control daily credit sales decisions.

2. The specific credit limit refers to the maximum amount of goods that customers can buy on credit within a certain period stipulated by the enterprise.

The credit line represents the tolerable risk of credit sales and bad debts undertaken by enterprises to customers. Too low credit limit will affect the sales scale of enterprises, increase transaction frequency and transaction cost; Excessive credit line will increase the collection cost and bad debt risk of enterprises.

The scope of creditlimit includes (export): credit line, letter of credit (export) mortgage loan line (commonly known as packaged loan), export draft, export collection draft, etc.

In the way of credit line, the credit line needs to be guaranteed, which can be provided by other companies or mortgaged by real estate. The amount of credit line is generally 50% of the company's net assets, or 10 times of the company's capital, or 30% of the company's annual import and export volume. The term is one year, and it can be recycled within the term.