Is it true that the US Mission said that the prosecution was overdue?

If the user maliciously overdue for more than 90 days, then Meituan can sue the user. The user does not have the problem of malicious overdue, or the overdue time of the user is less than 90 days, then the US Mission mainly focuses on collection, and will not directly sue the overdue user at this time. Therefore, it is true that the US Mission filed an overdue lawsuit, but it will prosecute as appropriate.

Most lending platforms will not easily sue borrowers, after all, prosecution requires a lot of financial and material resources. Of course, if users say that they have received a phone call from Meituan to sue them, please pay attention to timely repayment, because this is usually the final notice issued by Meituan. After the US Mission sues the user, the court will also let the two parties negotiate first, and the negotiation will not achieve the stage of enforcement.

Therefore, after being sued, users only need to repay in time or take the initiative to negotiate with the US Mission. As long as the goal is achieved, the Meituan will drop the lawsuit.

Extended data:

If the online loan is overdue, it will have the following adverse consequences:

1. The penalty interest will be charged from the overdue date until the customer pays it off in full. However, the penalty interest rate of many lending platforms will rise above the borrowing rate. If the customer has been in arrears, I am afraid there will be a lot of penalty interest. At that time, more and more customers will have to repay, and the repayment pressure will increase.

2. The loan platform will submit the overdue situation to big data, leaving a bad record in it. However, some platforms or their cooperative lending institutions have the central bank's credit reporting authority, and may also report the overdue situation to the central bank for credit reporting, leaving bad information in the customer's personal credit reporting, thus causing the customer's personal credit to be damaged.

3. I am afraid that the platform system will start risk control on the customer's loan account and freeze the quota, so that the customer can no longer borrow. At the same time, due to credit damage, customers will probably not be able to borrow from other lending institutions, platforms or banks. After all, the other party will also check the customer's credit status when approving. Once problems are found, they will naturally refuse to approve the loan.

Meituan Small Loan:

Meituan Small Loan is a loan product launched by Meituan Review. On 20 15, Meituan commented on the establishment of the Microfinance Division. Meituan Small Loan mainly provides financial services for small and medium-sized micro-catering enterprises, including cooperative merchants commented by Meituan, and provides low-cost working capital for small and micro-merchants through continuous stability.

In terms of products, Meituan's small loans mainly include two major products: extremely fast loans and operating loans. Among them, the maximum loan amount of ultra-fast loan is 6.5438+0.5 million yuan, and the loan will be received within 2 hours at the earliest; The maximum loan amount for operating loans is 6,543,800 yuan. There is no other handling fee except normal interest for the two products (except overdue fines), and customers can repay in advance without any handling fee.