What should I do if online loan collections harass my family? These three methods are very effective. It is recommended to collect them.

;? There are more and more online loan platforms on the market, which means that more and more people are borrowing money, and products are born only when there is demand. When someone borrows a loan, someone will overdue it. When a loan becomes overdue, the lending institution will collect the loan as soon as possible. What should I do if online loan collectors harass my family? These three methods are all very effective. It is recommended to collect them!

What should I do if online loan collectors harass my family?

1. Complaints No matter what company it is, it cannot withstand complaints from users. Especially for online loan platforms, they are more afraid of large-scale user complaints. And relevant regulations clearly stipulate that any collection personnel or third-party collection agency, if they can contact the borrower himself, are not allowed to contact the borrower's relatives or friends privately. This is a soft-violence collection. Therefore, when a borrower's family is harassed by an online loan collector, the borrower can choose to complain directly to the lending institution. Under normal circumstances, the personnel who conduct collection work are from the collection department of the lending institution. There are many channels for collection, and the China Banking and Insurance Regulatory Commission is one of them.

2. Call the police. Borrowers and family members can collect phone recordings and screenshots of text messages during collection harassment, find the local public security agency, and call the police directly. According to regulations, debt collectors cannot use methods such as intimidation or bombing of address books to collect debts. In particular, door-to-door collection is a relatively serious form of violent collection. Violent collection, threats to personal safety, soft violent collection, etc. are all criminal cases.

3. Contact the lending institution. If the borrower does not want to make the matter a big deal, he can also directly contact the lending institution to negotiate repayment. First express your willingness and ability to repay, and then ask for installment negotiation. If the lender disagrees, the borrower can also choose to sue directly. The above is the sharing of relevant content on "What to do if online loan collection harasses family members". I hope it can help everyone!