073 1 which collection company is consumer finance?

073 1 is the area code, and the telephone area codes of Changsha, Xiangtan and Zhuzhou in Hunan are all 073 1. In other words, your collection calls are from these three cities. There are two reasons why the collection calls come from these three cities.

1. The loan platform you applied for is located in Changsha, Xiangtan and Zhuzhou;

2. Outsourcing your arrears to a third-party collection agency in Changsha, Xiangtan and Zhuzhou for collection.

There are many collection agencies, and each collection agency entrusted by consumer finance is different. Generally speaking, financial institutions will only hand over the debtor's relevant information to third-party collection agencies for processing when the overdue period is long. There are many third-party collection agencies and collection methods. Once collected, it will cause great trouble to personal life.

With the rise of P2P lending platform, more and more young people will choose online lending, because of the high interest rate, which leads to a sharp increase in repayment pressure. In desperation, some young people will choose the way of "robbing Peter to pay Paul" to fill it, but the result is often that the hole is getting bigger and bigger, which eventually leads to the inability to afford it and the overdue payment. After the deadline, these financial lending platforms cannot be ignored. At first, it was only collected by phone or text message. If the collection has no effect, entrust a third-party collection agency.

The collection methods of third-party collection agencies are generally extreme. They will not only bomb debtors by telephone, but also learn about debtors' telephone records through some special channels, and then contact their relatives and friends. The most annoying thing is that when the collection agency calls, it is endless. Sometimes it may even make dozens of collection calls a day, which seriously affects the debtor's life.

If you encounter violent collection, you can protect your legitimate rights and interests by calling the police. However, it is natural to pay back debts. Non-repayment of debts will not only affect the normal life of individuals, but also cause personal credit stains if the financial lending platform has been connected to the central bank's credit information system. Therefore, for the sake of personal credit, everyone still has to repay on time.