I bought it in advance. Can I still use it after the deadline?

1, the online lending platform will not file a case after it is overdue, because there are many irregularities in this platform, and the platform alarm filing is equivalent to self-explosion. At most, just send a reminder message.

2. What happens if the money is overdue?

After the borrower is overdue, Tongcheng will call the borrower to urge him to repay the loan actively. If the overdue loan amount is huge, and the borrower fails to answer the phone or evade the repayment responsibility, he may be sued by Tongcheng Jin Fu. If Tongcheng Jin Fu wins the case, the borrower will be forced to repay by the court, and those who fail to repay after the compulsory execution will be classified as those who have broken their promises. After borrowing money through the same journey is overdue, there will be a late fee, which is overdue for 4 months. If the overdue loan amount is large, the late payment fee is also a big expense, which will increase the repayment pressure.

3. Buy in advance and get points at the meeting.

Tongcheng Lending is a credit product launched by Tongcheng Jin Fu, a licensed institution. The loan repayment will be displayed on the credit report. If it is overdue for 4 months, according to relevant regulations, the overdue time is more than 90 days. Even if it is seriously overdue, the borrower is already a credit black account. If he doesn't settle the overdue loan, he will not succeed in applying for other loans or credit cards.

4. What is the interest on withdrawing money?

At present, the maximum withdrawal amount is 200,000 yuan, and the service period is 1- 12 months. Provide personal identity authentication when applying, and then conduct video authentication. The age range of open application is 18-60 years old; Actually, it's an old product, and the next fundraising trip is relatively normal. There are also some cases of the next fundraising trip that are fed back by the market. According to the feedback from users who recently submitted the application for the next stage of the same-way fund-raising tour, after the same-way fund-raising tour was submitted for review, the whole process was approved by the system, and there was no telephone call back. If it passes the review, it will be successfully cancelled and will be received on the same day. In terms of interest, apply for 1600 to use 1 installment, and the repayment amount due is about 1647.04 (please refer to the actual interest rate when borrowing).