The bank card is missing, but over-the-counter transactions have been suspended. What does this mean?

As a small card, bank card is easy to lose. If the bank card is lost, you should call the bank customer service phone to report the loss in time. Then the bank will send you a text message indicating that the counter transaction is suspended. What does this mean?

1. Suspension of OTC transactions means that the business of bank cards will be restricted. After the suspension, you cannot handle the account through non-counter channels such as mobile banking, online banking, ATM machines and POS machines. In other words, this bank card can only be used for my business in the bank, not at the counter outside the bank, which means that your bank card can't transfer money or collect money. This is also a kind of protection for your bank card to prevent others from stealing your bank card at will.

Second, the solution is that in this case, it is easy for netizens not to worry. Just bring my ID card and the bank card that has been suspended for counter trading to the corresponding bank outlets to lift the restrictions. If the bank card is lost, it is also very simple for the staff to re-apply for the bank card with my ID card. Therefore, Bian Xiao also suggested that you learn more about bank cards, so that you can solve the problem better and face the problem without anxiety. Unsealed bank cards can be used for online business.

Three. Generally speaking, the suspension of counter transactions means that online business cannot be handled and bank cards cannot be used to transfer money. So what caused the bank card to be suspended from counter trading? The first possibility is that your bank card has not been used for half a year, that is, there is no transfer transaction, and the bank determines that the user is not active. Maybe if you lose your bank card, you will temporarily suspend the counter trading business, which is also a kind of protection for you. Another possibility is that your ID card information has expired, leading to the suspension of online business.