Ping An Bank credit card sends SMS to adjust the quota. How to reply that there is a temporary limit that is still valid?

1. The temporary credit line of a credit card is the line granted to you by the bank for temporary use. The validity period is generally 30 days, subject to system audit. Temporary credit line and credit line are used and repaid in the same way. After spending by credit card, you only need to repay before the final repayment date according to the bill.

2. If your credit card fails to increase the limit because the temporary limit is still valid, I suggest you wait until the temporary limit expires before trying to apply for withdrawal. We will evaluate and adjust the credit line according to the comprehensive factors such as card holding time, consumption and repayment records. Whether and how much the credit line can be increased shall be subject to the results of system audit. The application path is: Ping An Pocket Bank APP- Credit Card-My Credit Limit-Try to apply for increasing the credit limit.

Response time: July 27, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

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