Is it legal to receive the notice of foreign visit?

If you don't know this person at all, it must be a scam message or something. Don't take it seriously

This notice tells you that you are learning about your financial situation and your personal information. Repayment is ok at this time, and it is too late to sue again.

Normally, not. This is just a means to collect the company, and its purpose is to use the debtor's fear to force the debtor to repay the loan in advance.

I have a buddy who is basically in the same situation as you. This kind of short message has been sent by the collection company for almost a year, and I say it every day. At first, my friend was a little scared, but he ignored it because he really had no money to pay back.

The country now explicitly prohibits violent collection. You just need to save the short message. If necessary, you can call 12378 to report to the banking supervisor, and they will be honest.

However, you still have to pay back the money. Work hard and try to get ashore as soon as possible

Pay attention to me and professionally solve problems such as overdue credit cards and online loans!

Overdue friends should know that when your credit card is overdue for a certain period of time, the bank will definitely collect it from you. If repeated collection has not been effective, it is likely that staff will be arranged to come to the door.

Is it a little tight to hear "go home"? Most people are worried because they don't know what will happen in it.

In fact, we don't have to be so alarmed about the bank staff providing "services" at home.

legal ground

criminal law

Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.

People's Republic of China (PRC) labor contract law

Article 9 The employing unit shall not detain the employee's certificate or ask for a guarantee.

When employing workers, the employing unit shall not detain the workers' resident identity cards and other documents, and shall not require the workers to provide guarantees or collect property from them in other names.