What methods can Everbright Credit Information temporarily increase the credit card limit, and what conditions are needed to increase the credit card limit?

The credit card of China Everbright Bank cannot apply for increasing the temporary limit by SMS. There are several ways to increase temporary restrictions:

1. Apply online to increase the temporary quota;

2. Telephone banking applies for increasing the temporary quota;

3. Apply for increasing the temporary quota at the bank counter.

The credit card limit of China Everbright Bank is the credit card limit approved by China Everbright Bank according to the information provided when you apply for a credit card and your credit status. You can check your credit card limit in the card issuing letter and monthly statement.

The cardholders of the affiliated credit cards of China Everbright Bank can share the total credit limit with the cardholders of the main credit card, or the cardholders of the main credit card can set a certain proportion for the affiliated credit cards, and this credit limit is also shared by RMB and USD accounts.

The application for adjustment of the temporary quota of China Everbright Bank shall meet the following conditions:

1. You can apply for temporary limit adjustment after spending three times in a row with your card.

2. You can apply for permanent quota adjustment after spending every 6 bills with this card normally.

3. If it meets the card usage time, you can call 95595-0 to apply, and China Everbright Bank will comprehensively judge whether it can be adjusted according to your card usage and repayment.

Related knowledge: Temporary credit line, as its name implies, is the total credit line temporarily increased by banks on the basis of permanent credit line to meet the temporary needs of customers. According to the regulations of the bank, the general temporary credit line is increased by 20% on the basis of the permanent credit line, and it has a certain validity period.