Jingdong Finance sent a text message six months overdue saying that it would sue the court.

Legal Analysis: JD.COM's IOUs are overdue for two months. If you send a text message telling you to sue, it should be the usual routine of the collection company. But you also need to take the initiative to negotiate with the customer service of Jingdong Finance to discuss the repayment. If it is really in arrears for a long time, it is likely to be prosecuted.

Legal basis: Article 119 of the Civil Procedure Law of People's Republic of China (PRC), the prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.