Joke Collection Website - Public benefit messages - Finally, the province can't get credit information. What will happen if the province is overdue?
Finally, the province can't get credit information. What will happen if the province is overdue?
Like other loans, the province collected credit at the meeting. In fact, the money you borrowed is from a cooperative bank in the province, so the specific information of your loan will be displayed every time.
A lot of specific information will be filled in when applying. If you go to other lending institutions for loans, the institutions will check your credit information.
Save it. If you don't pay it back within the time limit, the consequences will be very serious:
1, and 5% of the principal will be charged as a high overdue fine. If it is overdue, a penalty interest of 0. 1% will be added daily according to the outstanding principal of the current period.
2, the provincial credit meeting is overdue, affecting personal credit. Overdue records will be recorded in the credit information system, which will affect your personal credit. In the future, if you borrow money from other places, the lending institution can see your overdue records, and the possibility of successful lending will be reduced.
At the same time, if the credit is overdue, you will be affected in the future. Now the overdue record time has been extended to five years, which may have a great impact on you.
3. You may be bombarded by phone calls or text messages. After all, private lending institutions also need to make profits. I'll call to remind you before repayment.
At this time, you should prepare your repayment amount. If loans overdue doesn't pay it back by then, she will send a message or call to collect it first. If you keep it for a long time, you will call relatives and friends, and some will threaten you. If you don't pay it back, you will fall into long-term anxiety and bring a lot of trouble.
4. Malicious overdue will be prosecuted by the whole province. If the province wins the case, it will apply to the court for enforcement, and the court will inquire about your assets and stocks according to law. If you breach the contract for a long time, you will become an old lai, and you will have to bear legal responsibility and severely restrict your exit.
So, you must repay the loan on time. Incorporating credit information will have an impact on your daily travel and life in the future. Overdue will not only affect your credit, but also bring trouble to your family.
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