Can't couples borrow money to buy a house?

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In this era of high housing prices, although buying a house is a plan of many people, many people are unable to bear the housing price and mortgage alone. So there is a phenomenon of * * * loans to buy a house. So, can't couples borrow money to buy a house? What should couples pay attention to when buying a house? The following small series will take you to understand.

Can't couples borrow money to buy a house?

It is not the husband and wife who also borrow money to buy a house. However, because it is not a husband and wife, this property cannot be regarded as a * * * property. The bank will require that this property be divided into two parts, each holding a real estate license to avoid disputes in the future.

What should I pay attention to when buying a house?

1. Nowadays, young people may need the help of their parents to buy a house because of insufficient savings. However, if both husband and wife don't buy a house in this case, and the names of both people are stated on the property certificate, they need to sign another agreement. Because once the two parties break up, without any agreement and voucher, the parents' contribution will be considered as a gift to both parties, and parents have no right to recover the money, even if you think it is unfair.

2. If an unmarried couple borrows money to buy a house, both parties can notarize the property before marriage or sign an agreement. In this way, once a dispute arises between the two parties, they can find evidence in time to prove that the property was jointly purchased by both parties, which can avoid further troubles caused by future property disputes.

Before the relationship between husband and wife is determined, if one party can't continue to borrow money for some reason, then it can only rely on the other party, and this party will bear this huge foreign debt alone.

Summary of the article: The above is about whether the husband and wife can buy a house with the same loan and the matters needing attention in buying a house with the same loan. I hope it will help everyone. For more information, please keep an eye on Qijia. com。

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