Can China Post Consumer Finance negotiate repayment?

1. Can China Post Consumer Finance negotiate repayment?

First of all, answer directly.

China Post Consumer Finance cannot apply for agreement repayment.

Second, the specific analysis

Call the customer service hotline of China Post Consumer Finance, explain the reasons for overdue, and show that you have a strong willingness to repay, so that China Post Consumer Finance can agree on the repayment time and repayment period after receiving the application.

After successful negotiation, loan interest and overdue interest are usually reduced. After the repayment pressure of users is reduced, it is beneficial for users to pay off overdue debts as soon as possible.

And negotiate to repay the arrears, otherwise the longer the overdue period, the greater the negative impact.

If the overdue time exceeds 3 months, China Post Consumer Finance will have it.

If users want to maintain good personal credit, they must pay off the overdue debts of China Post's consumer finance as soon as possible.

If you don't have enough cash to repay, you can realize your assets.

If you are not clear about your online loan application, you can try to get a big data report, check your detailed loan records, and then confirm that you have to pay off all the money you owe, and then contact the customer service of the corresponding platform to let them handle it and see if you can enter the online loan blacklist.

3. What's the difference between business loans and consumer loans?

The difference between business loans and consumer loans lies in.

The loan funds can only be used to operate the physical place, and the funds are mainly used for consumer loans.

The main body of the loan is different. The main body of commercial loan application is generally enterprises, and the main body of consumer loan application is generally individuals.

The loan amount is different.

The loan amount of operating loans is higher than that of consumer loans.

So, it is very different. No matter what kind of loan users apply for, they need to be careful not to use the loan funds illegally.

Second, is China Post's consumer finance appropriate?

This is an informal online loan company platform, and the estimated interest rate is more than 3% higher than that of banks. If the handling fee is charged again, don't take out the loan. Still in the bank loan insurance.

Third, China Post's consumer finance?

China post consumer finance is. According to relevant information: China Post Consumer Finance is a consumer finance company, not an online loan product. China Post Consumer Finance has many online loan products, but it is a consumer finance company that provides small consumer loans.

4. Can China Post Consumer Finance provide personal micro-loans?

China Post's consumer finance can provide personal small loans, as long as you have good credit information.