Why didn't Minsheng Bank inform you of the annual credit card fee?

The notification channel is not smooth, and the cardholder information is wrong.

1. Poor notification channels: Minsheng Bank sends annual fee notifications to cardholders through various channels, but the channels are poor or cannot cover all cardholders.

2. Cardholder information error: The cardholder information is incorrect or expired, which makes it impossible for the bank to accurately send the annual fee notice.