What should I do if I receive a lawyer's letter late?

1. After receiving the overdue lawyer's letter, verify the authenticity of the lawyer's letter; 1. Verify whether the contents in the lawyer's letter are true. If you make something out of nothing, you don't have to pay attention to it. After verifying the authenticity of the content, it is also necessary to check whether the law firm that sent the letter really exists and whether the signature and logo on the letter are fraudulent. If all the above contents are correct, friends can also call directly to verify the authenticity again through the contact information of law firm and attorney shown in the lawyer's letter. Finally, in order to prevent the phone number on the lawyer's letter from being tampered with, friends can also search the official website, the Municipal Lawyers Association or the judicial bureau where the law firm is located online. Inquire about the contact information of law firms or lawyers through official website. Contact directly to verify.

2. The lawyer's letter is false. Go directly to the Bar Association or the Judicial Bureau to complain, because it involves the possibility of fraud.

3. If the lawyer's letter is true, contact the platform or lawyer as soon as possible and pay off the arrears within the date specified in the lawyer's letter.

Relevant regulations:

Article 676 of the Civil Code of People's Republic of China (PRC) where the borrower fails to repay the loan within the agreed time limit. Overdue interest shall be paid in accordance with the agreement or relevant state regulations.

Will there be a lawyer's letter when the car loan is overdue?

If the car loan is overdue, the worst consequence is that the bank will take back the car and auction it, and the car buyer will also have a bad record. Generally, after repeated collection, a lawyer's letter may be sent. The reconciliation function of lawyer's letter is its main purpose. It is for this reason that lawyer's letter is welcomed by more and more people. This kind of lawyer's letter urges the two parties to reach an out-of-court mediation agreement by notifying the other party to come, write or call for consultation within a specified time limit. However, it is necessary to specify the specific time limit and give the other party the necessary preparation time.

In addition, it is necessary to inform the other party of the consequences of overdue treatment, such as prosecution, termination of the contract, stop payment, stop supply, etc.

Isn't the car loan still in jail?

You don't usually go to jail if you don't pay back your car loan. Non-repayment of loans is a civil liability, and imprisonment is a criminal punishment. If you don't pay back the car loan, you only need to bear the civil liability for breach of contract, and you don't need criminal punishment. Therefore, not paying back the car loan will not lead to jail.

Article 509 of the Civil Code stipulates that the parties shall fully perform their obligations as agreed.

The parties shall abide by the principle of good faith and fulfill the obligations of notification, assistance and confidentiality according to the nature, purpose and trading habits of the contract.

During the performance of the contract, the parties shall avoid wasting resources, polluting the environment and destroying the ecology.

Can I sell my car if I haven't paid off my car loan?

First of all, the loan depends on what kind of loan it is. General loans are trust companies, in-store loans, and another is to go to the bank for loans and then go to the store to buy a car in full.

First of all, the trust company's loan is to mortgage the vehicle and register the vehicle as a mortgaged vehicle. Pay back the loan on a monthly basis, and I'll give it to you when the loan is finished. Then go to the DMV to change the registration. Before the loan is paid off, the vehicle can't be sold because there is no big green paper.

You can sell the bank loan by buying a car at a 4s shop in full, because you have the Great Green Paper. But it is also more troublesome. Transfer and so on.

General financial trust companies will have higher interest rates than banks. It's better to borrow money to buy a car or suggest that the bank borrow money to pick up the car in full at the store where you like the brand. Monthly running water should meet the standard of bank loan, and submit loan application materials, and the bank will verify and check the credit information before approving the loan.

Read the contract carefully. Some contracts say how much to pay each month, and some contracts say that it can be paid off in 36 months, but it can be paid off at one time. Be sure to see it clearly. Don't break the contract, or there will be unnecessary liquidated damages