How much cash withdrawal amount does the bank require to make an appointment in advance?

Each bank has different amounts that need to be reserved in advance for one-time withdrawals.

1. Construction Bank stipulates that a one-time withdrawal of more than 50,000 yuan must be made one day in advance, otherwise the customer will not be able to successfully withdraw the deposit;

2. Agricultural Bank of China and Bank of China stipulate , if the one-time cash withdrawal limit exceeds 200,000 yuan (including 200,000 yuan), you need to make an appointment one day in advance;

3. The withdrawal limit of Bank of Communications is 100,000 yuan, and if the withdrawal exceeds 100,000 yuan, you need to make an appointment one day in advance ;

4. At ICBC, if the one-time cash withdrawal exceeds 50,000 yuan, the bank recommends that customers make an appointment in advance so that they can withdraw money on the same day. However, if the one-time withdrawal exceeds 200,000 yuan (including 200,000 yuan), you must make an appointment one day in advance before withdrawing money.

Extended information:

Other methods:

Apply for special withdrawal

Step one: Log in to mobile banking and enter "Special Withdrawal" - "Application for Special Withdrawal".

Step 2: For customers who apply for the special withdrawal service through mobile banking for the first time, the system prompts the customer to read the description of the function. The customer clicks "Agree" to enter the third step; for customers who are not applying for the first time, go directly to the third step. Three steps.

Step 3: Select payment account.

Step 4: Select the withdrawal area (only the "account opening location" option is currently available during the pilot period).

Step 5: Enter the single amount, quantity, withdrawal validity period applied for special withdrawal, and preset a 6-digit withdrawal password (the passwords entered twice must be consistent).

Step 6: After the customer confirms, the system withholds the withdrawal amount.

Step 7: After the withholding is successful, the customer is prompted that the application is successful and the special withdrawal ID is displayed; at the same time, 95533 sends the special withdrawal ID via SMS to the customer's mobile phone number that has opened mobile banking.

(2) Inquiry and Cancellation

Step one: Log in to mobile banking and enter "Special Withdrawal" - "Inquiry and Cancellation".

Step 2: Select the payment account; if there is only one account, go directly to the next step.

Step 3: Select or enter the query time range.

Step 4: The system displays a list of special withdrawal records handled by the payment account through various channels, and the customer selects the record to be queried.

Step 5: The system displays the detailed information of the record. For products that need to be canceled, Premium Edition customers can click "Cancel".

Baidu Encyclopedia--Withdrawal

Baidu Encyclopedia--Law of the People's Republic of China and the People's Bank of China