I bought a second-hand house and found an intermediary to apply for a loan. Now the intermediary called me to say that the loan was approved, but the bank didn't send me a text message. How to verify?

I bought a second-hand house first and found an intermediary to handle the loan. Now the intermediary called me to say that the loan was approved, but the bank didn't send me a text message. How to verify?

When the mortgage loan is approved, most banks will not inform you by SMS. You should call the loan manager directly or check with the bank loan department. When a bank loan manager handles business through an intermediary, he will generally inform the mortgage specialist of the intermediary company directly, and they will not make fun of this matter.

Second, the second-hand housing loan bank has approved it. May I ask the intermediary about the loan approval?

1.3-5 working days for approval.

The money in the bank is released after you transfer the money, but the money on your card is frozen. You can't withdraw money until you see the land certificate.

3. You should prepare real estate license, land certificate, marriage certificate of both husband and wife, and household registration book. If you are single, without a marriage certificate, divorce is proof of divorce.

As long as the property right of the house is clear and there is no loan, you can transfer the house to the real estate bureau. Property opening certificate can only be water, electricity and transfer.

5. You can transfer the ownership with a general loan, and the money goes through the bank, so there are few problems unless there is something wrong with your house.

The agent said that he could get the loan approval letter on the third day, and then transfer the ownership with the loan approval letter, and then make a payment. You can receive the down payment for buying a house on the same day. The bank's money was released after your transfer, but the money on your card is frozen, and you can't take it out until you see the land certificate.

Third, the mortgage bank passed. Why didn't you call me?

When banks approve loans, they generally don't call lenders. Instead, they will notify the intermediary or guarantee company, send them a loan approval letter, and then they will notify the lender. Lenders can consult them to know the progress of the loan.

4. I bought a second-hand house and found an intermediary to handle the loan. Now the intermediary called me to say that the loan was approved, but the bank didn't send me a text message. How to verify?

Hehe, you don't understand this,

Since you have entrusted the matter to the intermediary, you must trust others.

At present, banks do not issue housing loans to individuals.

Intermediaries are also guaranteed by guarantee companies, and then go through the whole process.

If the loan is not approved, there is no way to transfer, and the intermediary should also bear the responsibility.

Now that the intermediary has bought you a house, you can rest assured that they will handle the rest of the formalities.

Housing agency is not a professional agency, but a harmonious transaction is a real estate transaction.

After signing the contract, you can relax.

How to contact you after the bank approves it? I will only contact the guarantee company.

The guarantee company will only notify the intermediary,

If you really want to see if it's approved,

You can go to the intermediary and ask them to show you the loan approval form issued by the bank.

Relax, my friend. You should live and eat.

Then, after the pre-examination of the transfer, you will be ready to sign the transfer.

There is nothing to worry about.