Can I apply for an Agricultural Bank of China card without SMS reminder service?

Yes. SMS reminder is a paid service. Generally, it is valid for one year after being activated once. The service fee is two yuan per month and is deducted every month. You need to apply for the service again after one year before you can continue to use it. If you have opened online banking, you can renew your business through online banking.

Counter opening process:

1. Bring your valid ID and bank card to the local bank branch;

2. Fill in an application form for business processing. Select "SMS Reminder" in the business column of the application, and attach the commonly used mobile phone number that needs to be bound for receiving text messages;

3. Submit the bank card, original ID card, and business application form;

4. Enter your mobile phone number and verification code as required;

5. You can activate the SMS reminder service.