What should you pay attention to when buying a house with small property rights in Hangzhou?

What issues do you need to pay attention to when buying a house with small property rights?

1. According to the house purchase risk warning issued by the Construction Committee, houses with "right of use", "township property rights" and "small property rights" do not have Property rights are guaranteed, and there is no right to house ownership, transfer, disposal, income, etc., and the house property rights transfer procedures cannot be handled.

2. "Township houses" and "village houses" with small property rights do not have national property rights certificates. They only have property rights certificates issued by the township government or village committee, which cannot be the same as houses with large property rights. Mortgage and transfer. If the state encounters land acquisition or demolition, it will be difficult to protect the interests of home buyers. The house purchase contract signed by both parties is not a formal house purchase contract recognized by law. If there is a dispute over the property, it lacks legal support.

3. It is not possible to apply for a loan to purchase a house with small property rights such as rural property rights. It can only be paid in one time or in installments. This will virtually increase the financial pressure on home buyers and increase the risks of home purchase.

4. If it is demolished, it will be regarded as an illegal construction and will not be compensated for demolition. Even if there is compensation, the compensation will be given to the property owner first, and then every small property owner will be compensated according to the previous house purchase agreement. If there is no agreement, or the property owner is not honest, the interests of the small property owners will not be protected.

Things to note when buying a house with small property rights

1. Lack of “five certificates”

2. Difficulty in compensation for demolition

3. Difficulty in quality Guarantee

4. The supporting facilities are not perfect

5. Bequests are troublesome

6. Houses with small property rights cannot be mortgaged or resold on the market

Buy Things to note about houses with small property rights. What kind of "houses with small property rights" are legal?

Small property rights houses can also be constructed legally after approval and approval by the construction department, but three conditions must be met:

First of all, not just "small property rights houses" are illegal constructions. Houses with small property rights are legal constructions as long as they have gone through the relevant approval procedures in accordance with the law, because the law allows rural collectives to build residences on collective land. It must be organized by the village, with the village committee acting as the front, and in a form that focuses on collective interests. If it is operated by a developer, it is illegal, but this is how it is currently done. The village comes forward to give approval, the village sells the land privately, etc., and the developer builds houses, sells them and benefits.

Secondly, the construction land is built on collective land, and the land is collectively owned by all villagers in the village.

Finally, the purchaser and owner must be owned by members of the collective and comply with the "one household, one house" requirement. The rights can be confirmed after providing relevant approval procedures. If purchased by non-members of the village and collective, the interests will be damaged.

The above content is for reference only, I hope it can help you. Thank you for your support of Kanfang.com and wish you a happy home purchase!