How about Blue Ocean Bank? Know about regular private banks!

Everyone's understanding of Blue Ocean Bank is estimated to remain in the structured deposits and blue E deposits of Blue Ocean Bank. In fact, as a private bank approved by the China Banking Regulatory Commission, the development direction of Blue Ocean Bank is the O2O Internet Bank which integrates online and offline development. So, what about Blue Ocean Bank? I will give you a good analysis today.

Background of the establishment of Blue Ocean Bank

Established: 20 16 12 16.

Registered capital: 2 billion yuan.

Bank shareholders: Gao Wei Group Co., Ltd., Chishan Group Co., Ltd., Shang Di Group Co., Ltd., Qingdao Furuichi Technology Co., Ltd., Xingmin Zhitong (Group) Co., Ltd., Shandong Li Ande Group Co., Ltd. and Yantai Zhenhua Shopping Center Co., Ltd.

Blue Ocean Bank is a formal bank approved by CBRC, so don't worry about the formalities. After all, it is impossible to set up a private bank if it is not compliant at the beginning. At the same time, Blue Ocean Bank has a registered capital of 2 billion yuan, which is much stronger than some P2P platforms.

Operating conditions of Blue Ocean Bank

In 20 17, the total assets of Blue Ocean Bank were 10 billion yuan, and the interest-bearing assets were 3.8 billion yuan. At the same time, the accumulated operating income in the latest year is RMB, and the non-operating income is RMB.

Last year, the total liabilities of Blue Ocean Bank were 1 100 million yuan. The balance of various deposits is billion yuan, of which the balance of corporate deposits is billion yuan and the balance of savings deposits is billion yuan; The balance of interbank deposits is 10 billion yuan.

Management of Blue Ocean Bank

Blue Ocean Bank strictly controls incremental business risks, and sets up professional risk control committees such as operational risk management committee and investment decision-making committee to issue professional compliance risk control opinions. In the whole year of 20 17, Blue Ocean Bank was punished by supervision and management, and no litigation or arbitration occurred, and no production safety accidents occurred.

From the above three aspects, the background, operation and management of Blue Ocean Bank are very good. Not only did it make a good profit last year, but it also actively supported the real economy. If you want to deposit money in Blue Ocean Bank, Blue Ocean Bank is absolutely reliable. As for wealth management products, we can analyze whether the products are worth buying according to the historical redemption situation.