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How to check the bank card under my name?
1, mobile banking: download the mobile banking APP, log in with your ID card or the mobile phone number reserved by the bank, and you can query your own bank card;
2. Bank customer service: Call the bank customer service hotline and provide your own identity information for bank customer service inquiry;
3. Outlet inquiry: bring your personal ID card to the corresponding bank outlet to inquire about bank card information;
4. Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
5. Check the number of credit cards, log on to the website of Credit Information Center of China People's Bank, and print the credit report.
Bank cards are mainly divided into credit cards and debit cards, but if debit cards are subdivided, they can also be divided into savings cards, transfer cards and special cards. Credit cards can also be divided into credit cards and quasi-credit cards. In daily life, the most popular bank card is debit card, which is mainly used for deposit withdrawal, online banking and mobile banking, as well as online settlement of consumption and shopping.
A class of bank cards, that is, a class of settlement accounts and full-function accounts, have no restrictions on the scope of use, amount of use and account balance. Second-class bank cards, namely second-class settlement accounts and convenient wealth management accounts, can be used for investment, transfer, consumption and payment, but there is a limit of "10000 yuan per day and 200,000 yuan per year".
The current interest shall be paid quarterly, four times a quarter and once a year in March, June, September and February 2 1. Interest is settled regularly, loans are settled monthly in the short term, quarterly in the medium and long term, and mortgage loans are settled according to loan contracts.
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