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I bought a new car without a license plate. Can I buy insurance?
The accident of a new car without a formal license plate and a temporary license plate does not belong to the scope of liability exemption of compulsory insurance, and compulsory insurance must pay compensation; However, it belongs to the scope of liability exemption of commercial insurance, and commercial insurance does not compensate.
If there is no car number in commercial insurance, the insurance company will not bear the insurance liability according to the insurance contract. Therefore, after buying insurance, you should go through the listing registration formalities as soon as possible, and go to the insurance company to correct the increase of car number after listing.
Extended data:
Precautions for claim settlement:
First, report the case in time. After a traffic accident, the owner should protect the scene, report the accident to the insurance company within 48 hours, truthfully state the accident situation, provide an insurance policy, wait for the surveyors of the insurance company to visit the scene and fill out the claim application form.
Second, understand the scope of visa refusal and visa exemption.
Third, it is not cost-effective to claim too little loss. Because when the auto insurance is renewed, the insurance company has a premium discount clause, that is, the vehicle can enjoy a premium discount of about 10% when it is renewed in the second year; If there is no accident record for several years in a row, the premium discount can reach up to about 30%.
References:
Baidu encyclopedia-vehicles insurance
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