I haven't applied for a loan in Xiaohua wallet yet. Why does it show that mine has been applied?

Maybe someone else applied with your ID information. If it is overdue, is it a credit report? If not, there is no need to care.

If you have filled in relevant information on the online loan platform, then your personal credit information is likely to have relevant loan approval records. In this case, it is best to directly query personal credit information.

Someone else's phone is wrong or something, as long as it's not lent. Maybe this is a luring loan message that you should hold. Even if you borrow money, you should choose a reliable platform, such as having money to spend. This is an original loan product launched by Baidu Finance, with high quota, low interest and fast loan. I suggest you try.