What is the general process of buying a new house?

Might as well buy a new house. Generally, new houses are novel in design and guaranteed in quality. Now the new house loan is convenient and the property service is relatively complete. You can consider the situation of new houses and real estate prices in different regions, make a simple budget according to your own economic ability, and choose a suitable location.

2. Field survey of new house quality

See if the environment, public places and traffic conditions around the new house can meet the living needs. Of course, if you choose an existing house, it depends on whether the internal environment and greening meet the quality requirements of living.

3. Pay attention to subscription and signing.

It is important to confirm the contract after buying a house. When signing a contract, we should pay attention to carefully checking the qualifications, and negotiate the purchase price, payment method, decoration standard, supporting facilities and property management. And try to protect their own interests.

4. The payment time shall be paid within the time agreed in the commercial housing subscription agreement signed after the deposit is paid. This is stipulated in the loan agreement.

The down payment is the first advance payment when buying a house. The general amount should be above 30% of the total house price. After both parties sign the pre-sale contract or the commercial housing sales contract, the down payment shall be returned or offset immediately.

5. Paying down payment is also called down payment. When signing the contract, the money will be paid in proportion. After that, you pay the money in the bank or bank card on time every month and pay automatically, provided that you sign a mortgage contract with the bank.

Extended data:

Precautions for buying a house:

1. The developer's development and operation qualification must be legal. That is, the developer must have the Business License of Enterprise as a Legal Person and the Qualification Certificate of Real Estate Development Enterprise, and carry out development within the business scope specified by its qualification;

2, development and construction procedures must be legal. Development projects must obtain land use right certificates, construction land planning permits, construction project planning permits and construction project construction permits;

3. Business conduct is legal. In addition to the above conditions, the sale of existing homes must pass the acceptance, the supporting construction of project roads, water supply and drainage, power supply, gas supply, heating, communication and greening has been completed or the completion date has been determined, the demolition and resettlement has been implemented, and the property management has been implemented, and the real estate development project manual has been verified with the real estate management department according to regulations; In addition to the above conditions, the auction house must also obtain a pre-sale permit for commercial housing.

4. When signing a contract, we must first choose the Commercial Housing Sales Contract (model text) of the State Administration for Industry and Commerce and the Ministry of Construction, which is comprehensive and standardized; Second, pay attention to the content that the developer promises to include in the contract.

5. If you buy a house, you should ask the developer for the "Residential Instruction Manual" and "Residential Quality Guarantee" when handing over the house.

References:

Baidu encyclopedia-mortgage

Baidu encyclopedia-down payment