Personal credit loan of ICBC

Because your card has been opened for fund or third-party depository, you can either close it all or open a bank card, add an online banking registration card at the counter with an online banking card and a newly opened card, and handle it at the online banking. My situation is the same as yours. Now just add a registration card.

2. How to handle the personal credit consumption loan of ICBC?

As a personal credit consumption loan of our bank, ICBC Financial E has the following advantages:

65,438+0. Interest rate concessions: interest will be calculated on a daily basis for e-loans. At present, the e-loan is 10000 yuan (one year), and the minimum daily interest is less than 1 yuan.

2. Revolving credit: if E borrows, it can be repaid in advance, and two repayment methods, namely equal principal and interest, are supported, and some customers support paying interest on schedule and repaying the principal at one time.

3. Flexible term: the shortest loan term of Rong E is two months, and the longest is generally two years. Some customers can enjoy a longer term. You can flexibly choose the number of loan periods within the longest loan period.

4. Better experience: no mortgage, no guarantee, pure credit, self-service application up to 200,000.

5. Convenient application: You can handle it yourself through various online channels such as ICBC e-life, e-finance, e-finance and online banking, or you can handle it at our business outlets, and the loan will be received in real time as soon as possible. Go to m.icbc.com.cn/icbc/0919rej _ w12.htm on your mobile phone, and check the loan amount, and borrow it immediately ~

3. What are the requirements for applying for ICBC personal credit loan?

"Ronge Loan" is a personal credit loan brand of China Industrial and Commercial Bank. The following conditions must be met when applying for ICBC Rong E loan: 1. China citizen with full capacity for civil conduct, 18 years old or above; 2. The applicant's work unit or habitual residence should be in the location of the loan issuing institution; 3. There is a fixed repayment guarantee.

Tips:

ICBC will conduct an audit according to your comprehensive situation, and finally, please take the actual approval result as the standard.

(Answer time: 2065438+May 27, 2009. In case of business changes, please refer to the actual situation. )

Four. Personal Credit Loan of Industrial and Commercial Bank of China

Rong e loan is a personal credit loan brand of ICBC, with a maximum term of 2 years, and some customers can enjoy a maximum term of 5 years. The maximum amount of self-service application is 200,000. After the application is successful, the loan amount will occupy the credit card amount. Please refer to the actual treatment for details. You can apply through online banking, mobile banking, ICBC e-life and e-finance, or you can apply at any branch of ICBC in different places with your valid ID card, or through the smart terminal of the branch. (Answer time: March 2022 15. In case of business changes, please refer to the actual situation. )