What does Nong Yu Tong mean?

Yunongtong is an agricultural financial service point established by CCB in cooperation with local third parties (including supply and marketing cooperatives, health centers, supermarkets, etc.). ) In areas without outlets. It can provide customers in the surrounding areas with services such as deposit and withdrawal, transfer and remittance, time deposit and financial handling.

"Yunongtong" is actually a simplified version of bank outlets, including financial products and services such as deposits, loans, remittances, payments and investments.

China Construction Bank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(it was officially renamed as China Construction Bank on March 26th, 1996).

Extended data:

China Construction Bank was established in June 1954+ 10/0/. The basic background of the establishment of China Construction Bank is that People's Republic of China (PRC) began to implement the first five-year plan for the development of the national economy, and large-scale economic construction centered on the construction of 156 key projects has been launched all over the country. In order to manage the huge construction funds, China Construction Bank came into being.

During the more than 20 years from 1954 to 1978, China Construction Bank mainly assumed the responsibilities of centralized allocation of national capital construction budget and self-raised funds of enterprises, supervising the rational use of funds, issuing short-term loans to construction enterprises and handling basic business settlement.

Since the late 1970s and early 1980s, China Construction Bank has continuously expanded its banking functions while inheriting its original functions. It has successively launched credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance, personal housing mortgage loans and other businesses.

After more than ten years of reform and development, CCB's various businesses have developed rapidly, and its credit assets and liabilities have increased dozens of times. From a bank that only manages financial funds and supervises infrastructure allocation, it has developed into a national professional bank that operates both financial investment and credit business. It not only operates fixed assets investment credit, but also supports working capital loans, operating both domestic and international financial business, with medium and long-term credit as its main business.

Since the mid-1980s, in order to meet the requirements of China's economic and financial system reform and economic development, China Construction Bank has successively opened cash cashier, residents' savings, fixed assets loans, working capital loans for industrial and commercial enterprises, international finance, housing loans and various kinds of agency services.

By opening all kinds of commercial banking services to the public, the functions of banks have been enriched and laid a solid foundation for the transition to modern commercial banks.

From the early 1990s, in less than five years, the transition from stand-alone operation to a developed and applied bank-wide network including electronic fund settlement system and dragon card network was basically completed.

Construction of banking system, general ledger transmission system and e-mail system, and realized the networking with SWIFT system.

1994 is an important turning point in the development of China Construction Bank. According to the government's requirements for the reform of investment system and financial system, China Construction Bank transferred its long-term financial agency function and policy loan function to the Ministry of Finance and the newly established National Development Bank respectively, and began to comprehensively reform its management system according to the requirements of commercial banks.