Bank Employee Commitment Letter

Six sample letters of commitment for bank employees

Nowadays, there are more and more occasions where letters of commitment can be used. Although the letter of commitment itself has no legal effect, it has a binding effect. When you make a commitment letter, you have to test your integrity. Does anyone know the format of the commitment letter? The following are 6 bank employee commitment letters that I have collected for everyone. They are for reference only. You are welcome to read them.

Commitment letter for bank employees 1

In order to thoroughly implement the relevant requirements of the crime prevention responsibility system, effectively prevent the occurrence of commercial bribery, and maintain the social reputation of our bank, all employees of the branch commit to the following: < /p>

1. Strictly implement the China Banking Association’s “One Commitment and Three Conventions” against commercial bribery, strictly self-discipline, supervise each other, and cherish your career.

2. Do not delay processing normal business applications submitted by customers without reason.

3. Do not collect gifts, red envelopes, securities, etc. from customers and intermediaries in various names. Do not accept banquets or high consumption that may affect business.

4. Do not borrow money from customers, nor are you allowed to introduce any purpose of borrowing between customers to seek improper benefits.

5. Do not invest in any form to collect illegal income from customers who have business dealings with our bank.

6. Bribery shall not be accepted in disguised forms such as shopping discounts, shares, gambling, etc.

7. Do not provide or introduce intermediary guarantees for customer financing, and introduce auditing, evaluation, insurance and other intermediaries in violation of regulations.

8. Do not collude with customers, engage in fraud, or defraud bank credit.

9. Do not violate regulations in order to collect benefits in the process of disposal of non-performing assets, procurement of bulk items, bidding for infrastructure decoration, etc.

10. Do not participate in various forms of illegal social fund-raising.

11. Do not disclose our bank’s internal business review status and other business secrets. Bank Employee Commitment Letter 2

In order to standardize the behavior of employees in the banking industry, improve the ability to prevent cases, and prevent the occurrence of violations of rules and disciplines and cases, I guarantee to consciously abide by laws and regulations and self-discipline in the banking industry while performing my job responsibilities. Standardize the various rules and regulations of the Bank, be dedicated to work, abide by laws and regulations, standardize operations, be honest and impartial, self-police and self-disciplined, and consciously safeguard the image and reputation of the Bank. I make the following commitments:

　1 , Do not participate in any form of illegal fund-raising activities;

2. Do not participate in the introduction and issuance of loans;

3. Do not participate in business operations or other non-professional business operations; < /p>

4. Do not act as a fund broker, run one's own or participate in various private financing organizations (investment companies, financial consulting companies, guarantee companies, farmers' mutual aid cooperatives, community joint-stock cooperatives, pawn shops, small loans companies, etc.);

5. Do not provide guarantees for private loans or borrow personal accounts;

6. Do not misappropriate public funds or misappropriate or borrow customer funds;

< p>7. Do not enter unhealthy places that are inconsistent with your identity;

8. Do not involve commercial bribery and unfair transactions in social interactions and business activities;

9. Do not participate in " "Pornography, gambling, drugs, and crime" activities;

10. Not leaking the bank's business secrets to cause damage to the bank's interests and reputation;

11. Other "prohibited" behaviors.

From the date of signing the above commitment, I am willing to accept the supervision of the unit, society, security joint guarantor and family. I promise that if the above violations occur, I will consciously accept any punishment from the unit and take the initiative to do so. Resign and take the loss. If the circumstances are serious, you will bear corresponding legal liability.

Signature of the promisee: Signature of the promisee's spouse (parents):

This promise is handwritten by the employee and his family, and witnessed and signed by the person in charge of the branch (department and office):

< p> Commitment date year month day bank employee commitment letter 3

Bank employee commitment letter to comply with laws and disciplines

In order to proactively standardize professional behavior, prevent moral risks and operational risks, and avoid violations of regulations and disciplines In order to ensure the stable operation of the whole bank's business, I voluntarily make the following commitments:

1. Strictly abide by the country's laws and regulations, financial principles and policies, and bank disciplines, strengthen the concept of legality, and do not do anything under any circumstances Violations of law and discipline.

2. Seriously study the laws, regulations, rules and operating procedures related to this major and position, continuously improve business quality, and standardize professional ethics.

3. Perform your job responsibilities conscientiously, handle business in strict accordance with system regulations and operating procedures, and ensure that every business you handle is legal, compliant, authentic and effective.

4. Consciously accept and actively cooperate with the inspection and supervision of superiors. We will conscientiously rectify the problems discovered during inspections in accordance with rules, regulations, and relevant requirements to continuously improve work quality and prevent repeated violations.

5. Enhance awareness of self-protection, mutual supervision, and case prevention. Do not replace the system with emotions and habits, dare to resist and expose any violations of laws and disciplines discovered, and actively safeguard the interests and image of our bank.

6. Strictly demand yourself at work, and refrain from the bad behaviors identified in the dynamic management of employee behavior, the "nine types of people" and the "eight prohibited" and "eight prohibited" identified by the regulatory authorities. Violations.

I will strictly abide by the above commitment. If there is any violation, you will be voluntarily responsible for it and will be dealt with by the organization.

Commitment person:

Branch (seal):

Year, month and day bank employee commitment letter 4

In order to actively standardize the industry I voluntarily make the following commitments:

1. Strictly abide by national laws and regulations, financial guidelines, policies and business disciplines. Comply with business rules, strengthen the concept of legality, and do not do anything illegal or disciplinary under any circumstances.

2. Seriously study the laws, regulations, rules and operating procedures related to this major and position, continuously improve business quality, and standardize professional ethics.

3. Perform your job responsibilities conscientiously, handle business in strict accordance with system regulations and operating procedures, and ensure that every business you handle is legal, compliant, authentic and effective.

4. Consciously accept and actively cooperate with the inspection and supervision of superiors. We will conscientiously rectify the problems discovered during inspections in accordance with rules, regulations, and relevant requirements to continuously improve work quality and prevent repeated violations.

5. Enhance awareness of self-protection, mutual supervision, and case prevention. Do not replace the system with emotions or habits, dare to resist and expose any violations of laws and disciplines discovered, and actively safeguard the interests and image of our bank.

6. Strictly demand yourself at work, and refrain from the bad behaviors identified in the dynamic management of employee behavior, the "nine types of people" and the "eight prohibited" and "eight prohibited" identified by the regulatory authorities. Violations.

I will strictly abide by the above commitment. If there is any violation, you will be held responsible voluntarily and will be dealt with by the organization.

Pledger: xx

Branch (stamped): xx

Bank employee commitment letter 5 on xx, month xx, xx

In order to strengthen the management of customer information and prevent the leakage of customer information from the bank or the sale of customer financial information, Ludian County Rural Credit Cooperative Huodehong Credit Union signed a commitment letter with its employees on the security and confidentiality of customer financial information. , the content of the security and confidentiality commitment is as follows:

1. The undertaker works in Huodehong Credit Cooperative, Ludian County Rural Credit Cooperative Association, and the promisee is responsible for consciously understanding the relevant confidentiality systems, laws and regulations. Understand the law, be aware of the confidentiality obligations and legal responsibilities that you should bear, consciously safeguard the security of our clients' financial information, and strengthen the confidentiality of client financial information that I come into contact with due to work relationships.

2. When collecting customer financial information in daily work, strictly follow the principles of legality, compliance and reasonableness, do not collect information unrelated to business, and do not collect information in improper ways.

3. When collecting, storing, using, and providing financial information to the outside world, strictly abide by legal regulations, take effective measures to strengthen the protection of financial information, ensure information security, and prevent information leakage and abuse.

4. Do not use customer information for business marketing or provide it to external parties as a prerequisite for establishing a business relationship with customers. However, if the nature of the business relationship determines the need, relevant authorization or consent must be obtained from the customer in advance. .

5. Commitment not to tamper with or sell financial information.

6. Do not inquire or abuse financial information through the People’s Bank of China credit system, payment system and other systems in violation of regulations.

7. If financial information is used or provided externally in violation of regulations, causing damage to the unit and customers, unconditionally accept the unit's handling. If any violation is caused, we are willing to bear the corresponding legal liability.

Pledger:

Person in charge of the credit union:

Year, month, day, bank employee commitment letter 6

In order to actively cope with the current severe situation In order to effectively improve the foundation of mutual trust between banks and enterprises and effectively maintain the economic and financial stability of the region, all banking financial institutions in the region have made the following public commitments:

1. Effectively fulfill the banking industry’s obligations to maintain economic and social stability Responsibilities

1. Further establish the overall concept. Consciously safeguard the overall interests of the banking industry and enterprises, avoid siled risk management, and prevent the phenomenon of only focusing on immediate interests and self-profit that damages the social image of the banking industry.

2. Further enhance the sense of responsibility. Establish a correct outlook on the development of banks and enterprises, standardize business marketing behaviors, reduce loan interest rates, and reduce the burden on enterprises. Give full play to the role of banking institutions in protecting consumer rights and interests, preventing and controlling financial risks, and promoting economic development.

3. Further strengthen confidence in development. Overcome the fear of and reluctance to borrow money, fulfill social responsibilities with greater determination and a more positive attitude, fully communicate with peers, move in step, advance and retreat in an orderly manner, and work with enterprises to overcome difficulties and seek development. .

2. Actively maintain the safety and stability of existing credit assets

4. Strictly control and digest non-performing loans. Adhere to the bottom line of risk, increase the collection and disposal of non-performing loans in various ways, and strive to control the non-performing loan rate in the region within 2%. The credit limit released by the disposal of non-performing loans will be fully used for credit extension to entities.

5. Ensure that the total amount of corporate credit is stable. Actively implement a time-limited settlement system for credit business. Reasonable re-loan needs of enterprises will be accepted in a timely manner to prevent arbitrary reduction of credit lines and additional unreasonable re-loan requirements.

6. Give full play to the role of banks within the jurisdiction. We should handle corporate risk events rationally, especially when banks in other places randomly withdraw loans. We must take the initiative to take responsibility and actively participate in resolving the risks of enterprises in crisis, so as to avoid borrowing based on the trend and not follow the trend in prosecution.

7. Prevent the excessive spread of risks. When a borrowing enterprise encounters major risks, it is necessary to immediately activate the banking consultation and assistance mechanism and actively seek support and coordination from party committees and governments at all levels. During the coordination and disposal period, and on the premise that the validity period of legal proceedings does not exceed, no lawsuit will be filed against the guarantor immediately, and the credit risk will not be transferred directly to the guarantee company immediately.

3. Drive structural optimization with high-quality incremental credit investment

8. Do everything possible to expand the total amount of credit. Actively strive for indicators upwards, appropriately delegate approval authority, appropriately reduce assessment pressure, appropriately lower credit thresholds, strive to "make good use of increments, revitalize existing stocks", and expand effective credit disbursement.

9. Highlight key points and increase support. Adhere to the principle of "maintaining but suppressing, supporting and controlling", focus on supporting the transformation of advanced manufacturing, strategic emerging industries, and traditional advantageous industries, and actively carry out technology finance and green credit to effectively promote economic structural adjustment and industrial transformation and upgrading.

10. Strongly support the development of small and micro enterprises. Conscientiously implement the guidance and requirements of regulatory authorities at all levels on further improving financial services for small and micro enterprises, and ensure that in 20xx, the growth rate, proportion, and increase in the number of accounts for small and micro enterprises will be achieved as "not lower than the previous year" Target.

11. Effectively provide financial services for “agriculture, rural areas and farmers”. All rural-related banking financial institutions must actively implement the action plan for financial support for the development of "agriculture, rural areas and farmers", increase assistance to five types of groups, and achieve the "four increases and three improvements" work goals of the rural economy.

IV. Strictly standardize business behavior and build a good credit environment

12. Further standardize business order. Strictly abide by the interest rate policies and charging standards formulated by the state, strictly implement the "seven no-nos" regulations, consciously maintain the order of the financial market, and resolutely stop illegal activities such as buying and selling deposits, unreasonable returns, and arbitrary charges.

13. Increase supervision of bank employee behavior. Intensify investigation efforts on bank employees who participate in private lending or fund-raising activities, solicit deposits at high interest rates, act as "brokers" for social financing, and have capital transactions with fund brokers, pawn shops, small loan companies, and guarantee companies, etc. Deal with it immediately once discovered.

14. Strengthen cooperation and safeguard rights. Strengthen cooperation and exchanges between banking governments, banking enterprises and banks, establish regular consultation and emergency coordination mechanisms, pay close attention to the moral credit risks of corporate operators, and comprehensively use judicial, administrative, economic and other means to jointly sanction and crack down on those who damage the rights and interests of banks. The behavior of suspending bank loans and evading bank debts shall safeguard the legitimate rights and interests of banks and create a good regional credit environment.

XXXX branch;