Which card type of China Merchants Bank credit card is better?

Among China Merchants Bank, China Merchants Bank Express Centurion Platinum Card, China Merchants Bank YOUNG Youth Black Card and China Merchants Bank Diamond Credit Card are all very popular, with a large number of applicants and very high cost performance. The following is a detailed introduction.

1. China Merchants Bank Express Centurion Platinum Card. This credit card has many kinds of cards and many rights and interests. The annual fee is 3600 yuan, but in fact, the cardholder can get it back through the card rights. Cardholders can use the PriorityPass airport lounge for free all year round. If the flight is delayed for 3 hours, the maximum compensation will be 4,000 yuan, which will be fixed at 3-5 hours in 600 yuan. Credit card points can be exchanged for different miles according to the ratio of 3:4, which can be exchanged for miles of Air China, China Eastern Airlines, China Southern Airlines, British Airways, KLM and Malaysia Airlines respectively. In addition, cardholders can also enjoy golf services, car rental discounts and free oral care.

2. China Merchants Bank's YOUNG Youth Edition black card face. This card has two colors: black and white. If the card has a face value, it is more acceptable, but the rights and interests of the card are similar. This card is the entry card of China Merchants Bank, and the threshold is relatively low, which is very suitable for users who have just joined the work to apply. Although there are no other credit cards, you can log in to get points, and you can participate in other credit card activities through points, and there are many activities to go to bonus hunter.

3. Diamond Credit Card of China Merchants Bank. This card is more suitable for nanny fathers with children, and the rights and interests are basically concentrated on the consumption of children. Cardholders can enjoy all the discounts of children's economy class air tickets on any direct flight route in China four times a year (travel within 90 days), free airport VIP lounge throughout the year, and can bring a friend for free. If there is a flight delay, the compensation for different delay hours is different, and the maximum compensation can be 4000 yuan. Cardholders can also get free oral fluoride treatment for children twice a year, and 7000 points can be exchanged for a free health check-up or two Chinese medicine consultations.