What kind of ETC credit card is good? Can I use ETC credit card?

This summer, the sunshine is very warm, and it also warms the ETC of automobiles. With the introduction of relevant policies in the field of transportation, major banks have introduced preferential policies for ETC activities. There are many banks to choose from, and it is difficult for consumers to choose. What kind of credit card is ETC? Can I use ETC credit card? This is also a question I have heard from many consumers recently. Here are some answers for everyone.

Can I use ETC credit card?

ETC credit card is a kind of function card introduced by highway companies and banks, which can not only meet the financial business function but also support the payment function of highway, so ETC credit card can be used for daily consumption.

What kind of credit card is ETC?

Judging the quality of a bank, we can see a general clue from the market share. Credit card services such as ICBC, CCB, ABC and BOC. For details, please refer to the chart of "Top Ten Banks' ETC Processing Services in 20 18" below.

What is the discount offered by each bank?

1. Bank of Communications

① Preferential activities that can be enjoyed when handling ETC credit card: 50% discount in gourmet business circle, six-fold drunk driving and VIP lounge at platinum card users' airport, refueling discount, shopping reduction, etc.

② Annual fee rule: 120 yuan/year, the annual fee is exempted in the first year and six times in the second year.

2. China Merchants Bank

① Preferential activities you can enjoy when you apply for ETC credit card: preferential car wash service, designated parking lot coupons, up to 8% cash back, free national highway rescue, etc.

② Annual fee rules: Puka 100 yuan/year, supplementary card 50 yuan/year; Gold card 300 yuan/year, supplementary card 150 yuan/year. If you spend more than 6 transactions, you can waive the annual fee for the next year.

3. China Construction Bank

① Preferential activities you can enjoy when you apply for ETC credit card: free road rescue, equipment donation, car wash service, annual inspection of vehicles, 15% discount on traffic, etc.

② Annual fee rules: the annual fee for the gold card is 160 yuan, and the ordinary 80 yuan card is exempted from the annual fee for three swipes. The other is the ETC credit card of the automobile industry. Although there are preferential activities such as car washing, the annual fee cannot be reduced in 200 yuan.

4. Agricultural Bank of China

The preferential activities that ETC credit card can enjoy: national free road rescue, 1000 when Sinopec refuels, one-yuan car wash service, points that can be exchanged for cash or gifts in Meituan and other apps, etc.

② Annual fee rules: the annual fee for individual Platinum Card is in 580 yuan/year, the annual fee for supplementary card is free, the annual fee for the first year is free, and the annual fee for the following year is free after spending 12; The annual fee for personal gold card is 160 yuan/year, and the annual fee for supplementary card is 80 yuan/year. Free of annual fee in the first year, and free of annual fee in the second year after spending 5 times.

5. Bank of China

① Preferential activities that can be enjoyed when applying for ETC credit card: movie tickets in 8 yuan, hot spring tickets, 50 yuan when new customers pay for 99 yuan, 65,438+0 cents for public transportation, and delicious food "coupon for 65,438+000 yuan in 50 yuan".

(2) Annual fee rule: annual fee is exempted in the first year and six times in the second year.

6. Postal Savings Bank

① Preferential activities that can be enjoyed when applying for ETC credit card: free car inspection, cash back with gas, shopping discount, weekend pass discount, car washing service in 9 yuan, etc.

② Annual fee rules: the annual fee for gold card is 125 yuan/year, and the annual fee for ordinary card is 50 yuan/year. Users who swipe their cards six times a year will be exempted from the annual credit card fee for that year.

7. Guangfa Bank

① Preferential activities that you can enjoy when you apply for ETC credit card: you can get the driver's accident insurance rights immediately when you apply for the card, refuel 1% cash back, 20% discount for spending over 3,000 yuan per month, and free road rescue.

② Annual fee rules: Puka 40 yuan/year, supplementary card 30 yuan/year; Gold card 80 yuan/year, supplementary card 48 yuan/year. If you spend more than 6 transactions, you can waive the annual fee for the next year. Both the universal card and the gold card are free of annual fee in the first year, and the annual fee is free in the next year after spending six times.

8. Industrial and Commercial Bank of China

① Preferential activities that can be enjoyed when handling ETC credit card: pass discount, payment discount, equipment gift, new customer discount, full fuel reduction, cash back for consumption, etc.

② Annual fee rule: ICBC ETC credit card is free of annual fee within the validity period of the card.

Indeed, many banks even advertised a 50% discount, but many consumers also reported that they could not get a 50% discount smoothly, or they would bundle their consumption or ask you to help promote sales. Although the discounts offered by several old banks are not particularly gorgeous, and the discounts are also national unified prices, they will certainly do what they promised and have a positive and friendly service attitude! That's why they can sit in the front seat of ETC. However, many small and medium-sized banks in the ETC market have made preferential activities more suitable for daily driving life, so the right to choose has finally returned to consumers. It is best to use it well and suit yourself.

Related hot search:

① How to handle ICBC ETC?

What is the ETC credit card limit?

Do ETC need a credit card?

@20 19