The Importance of Honesty in Financial Life

For financial enterprises, honesty is a golden asset. Market economy is a credit economy and a contract economy. As the main body of the market economy, the enterprise's integrity is its "passport" for survival and development, and it is a vital intangible asset. "Shanxi merchants" and "Huizhou merchants" have been leading the way for hundreds of years based on credit.

In today's e-commerce in China, hundreds of millions of online transactions are made every day, and every transaction is a flow of credit. In the tide of market economy, those enterprises that operate in good faith, customers take the initiative to come to the door, banks take the initiative to come to the door, partners take the initiative to come to the door, and high-quality resources gather to develop like a duck to water.

On the other hand, enterprises that don't pay attention to honesty and keep promises will eventually be eliminated because of the "deficit" of credit, even if they try their best to gain temporary benefits. The threshold for registering an enterprise is very low, but in order to grow and develop, the standard of credit cannot be lowered. We must adhere to the principle of sincerity, supremacy of reputation, keeping promises, polishing the "business card" of enterprise's integrity, building brands by reputation, occupying markets and winning development advantages.

Extended information:

Due to the continuous development of big data credit investigation, individuals engaged in economic activities have an "economic ID card" in addition to their resident ID cards, that is, personal credit records and scores. Credit records are becoming more and more important in today's society. In the United States, for example, credit records are not only related to the availability of financial services, but also related to the life content such as renting a house.

a sound credit record is of great significance to individuals and society. In the emerging Internet finance industry, words including risk control and big data credit reporting are often mentioned. The mutual gold industry has always claimed that it is using big data and other means to serve the user groups that have not been covered by traditional financial institutions or are under-served. In fact, this is very important for the establishment and perfection of the credit society.

under the previous financial service system, it is easy to fall into an infinite loop: there is no credit record, and banks and other institutions are extremely cautious when lending money; Without the credit records of banks and other institutions, personal credit records are not very informative. In this way, it is not easy for many credit blank groups to break the cycle.

People.com-People's Daily People's Forum: Honesty is golden.