What is the deposit insurance sign?

The deposit insurance symbol means that in this financial institution, depositors' deposits are guaranteed by deposit insurance. Deposit insurance, also known as deposit protection, means that the state provides clear legal protection for public deposits through legislation. To put it bluntly, it tells you that this institution has participated in deposit insurance and can safely deposit money here.

Which deposits are guaranteed by deposit insurance? Principal-guaranteed deposits include both RMB deposits and foreign currency deposits, including personal savings deposits and deposits of enterprises and other units, and the principal and interest are within the scope of principal-guaranteed deposits.

From June 28, 2020, the deposit insurance logo will be launched nationwide. Recently, the People's Bank of China issued a notice authorizing financial institutions participating in deposit insurance to use the deposit insurance logo from June 28, 2020. For financial consumers, through this logo, it is intuitive and convenient to immediately identify whether their deposits are guaranteed in this financial institution. Since May 1 2065438, China's Deposit Insurance Regulations have been implemented. China's deposit insurance is limited to pay, and the maximum payment limit is 500,000 yuan. In other words, if the sum of the principal and interest of all deposit accounts of the same depositor in the same bank is less than 500,000 yuan, it can be paid in full.

The deposit insurance logo is designed by the People's Bank of China, and its components include the image pattern of deposit insurance, the words "deposit insurance" in Chinese and English, the words "local and foreign currency deposits absorbed by this institution shall be protected in accordance with the Regulations on Deposit Insurance" and the words "authorized by the People's Bank of China". The deposit insurance sign is an inseparable whole. Without the authorization of the People's Bank of China, no unit or individual may use the constituent elements of the deposit insurance mark alone or in other combinations.

Financial institutions participating in deposit insurance shall go through the insurance formalities in accordance with the provisions, and obtain the electronic documents of deposit insurance labels and make and use manuals from the People's Bank of China or its branches, and make and use deposit insurance labels in strict accordance with the provisions. The standard specification of deposit insurance logo is 600mm×400mm, which can be scaled according to actual needs, and the logo content is clear and identifiable. However, the physical identification of deposit insurance shall not be less than 84 mm× 56 mm Financial institutions participating in deposit insurance shall display the deposit insurance logo in a prominent position at the entrance of domestic business outlets to ensure that depositors entering business outlets can easily identify themselves as financial institutions participating in deposit insurance.

Financial institutions participating in deposit insurance may choose to use the deposit insurance logo in the following places:

(1) Appropriate indoor locations such as customer guide desk, cash business counter, self-service cash machine and electronic screen at domestic business outlets;

(2) The home page of the portal, the main interface of electronic service channels such as online banking and mobile banking, and the proper position of the deposit business interface;

(three) the appropriate location of the agency's advertisements;

(4) Other places authorized by the People's Bank of China.