Joke Collection Website - News headlines - Can provident fund loans be used for Rongdong resettlement housing?
Can provident fund loans be used for Rongdong resettlement housing?
Yes, the resettlement houses have large property rights and can be borrowed from banks. There is no problem with provident fund loans. According to relevant regulations, provident fund loans can be used to purchase resettlement houses. When the company's current employees are undergoing relocation and resettlement, if When the amount of money for the property to be purchased increases and the funds are insufficient, you can apply for a housing provident fund loan from the municipal housing provident fund management.
Basic conditions: A natural person who is over 18 years old and has full capacity for civil conduct; has a stable career and income, good credit, and the ability to repay; other conditions specified by the bank require the borrower to have a stable job With good income and credit status, and sufficient repayment ability.
Applying conditions:
1. Have a permanent residence or valid residence status in this urban area;
2. When applying for a loan, pay the housing provident fund normally and continuously For more than one year (inclusive), newly opened employees have paid and deposited housing provident funds normally and continuously for more than six months (inclusive);
3. The actual demolition of resettlement houses has occurred;
4. Agree to use the full value of the resettlement house purchased with the loan as collateral;
5. Have stable economic income, good personal credit, and sufficient ability to repay the principal and interest of the loan;
6. The borrower and his wife have no outstanding housing provident fund loans.
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