Brief introduction of Zhejiang Chouzhou Commercial Bank

Zhejiang Chouzhou Commercial Bank, formerly known as Yiwu Chouzhou Urban Credit Cooperative, was established on June 1987, and is the first local financial institution in Yiwu. In 2002, it was one of the four major city credit cooperatives in Zhejiang Province. From June 5438 to February 2005, the standardized transformation of the shareholding system was completed and Zhejiang Chouzhou Urban Credit Cooperative Co., Ltd. was established according to law. In August 2006, Zhejiang Chouzhou Commercial Bank Co., Ltd. was officially listed with the approval of China Banking Regulatory Commission.

Zhejiang Chouzhou Commercial Bank is rooted in Yiwu, the largest small commodity distribution center in the world. Founded in June 1987, formerly known as Yiwu Chouzhou Urban Credit Cooperative. In August 2006, it was restructured into Zhejiang Chouzhou Commercial Bank with a registered capital of 654.38+0.05772 million yuan. After more than 20 years of rapid development, the bank has fully entered the core area of the Yangtze River Delta economic circle, and its popularity and influence have been further enhanced. By the end of February 20 10 and 12, the bank had set up eight branches in Shanghai, Hangzhou, Nanjing, Fuzhou, Ningbo, Wenzhou, Lishui and Taizhou, with 46 institutional outlets. In addition, the bank has initiated the establishment of six village banks in Ji 'an, Jiangxi, Daishan and Putuo, Zhejiang, Beibei, Chongqing, Zhongxian and Huadu, and will initiate the establishment of village banks in Anning, Yunnan, Longquanyi, Chengdu and Dongtai, Jiangsu.

After the realization of cross-regional operation, Zhejiang Chouzhou Commercial Bank's asset scale has been continuously expanded and its operational strength has been continuously enhanced. By the end of 20 10 and 12, the total assets of the bank were 52.475 billion yuan, the balance of various deposits was 36.986 billion yuan, the balance of loans was 24.7.1200 million yuan, and there were 639 employees1person. For more than 20 years, Zhejiang Chouzhou Commercial Bank has always adhered to the market positioning of "supporting small and medium-sized enterprises and serving individuals". In accordance with the idea of "relying on the market, following the market and serving the market", we will expand institutional outlets in places where the professional market and wholesale market are concentrated and the individual private economy is developed, and we are determined to be a "market bank" with high reputation in the industry. Zhejiang Chouzhou Commercial Bank closely combines its own development with the regional economy and is committed to providing high-quality financial services for small and medium-sized enterprises and individual industrial and commercial households. After years of dedicated operation, the bank has formed its own small business service model, which has won the satisfaction and trust of customers and has also been highly concerned and evaluated by the public and the industry.

Zhejiang Chouzhou Commercial Bank takes the business philosophy of "growth partners of small and medium-sized enterprises and entrepreneurial friends of individual merchants", deepens, refines and refines the market, gradually cultivates a stable customer base with high loyalty, and lays a solid foundation for sustainable development, and always regards cultivating and developing small business customers as the strategic focus of long-term sustainable development. Not only do better in service, but also fully reflect the differences of products, give full play to the advantages of "market banking", meet the diversified needs of small and medium-sized enterprises, accelerate financial innovation, strengthen characteristic management, and promote the growth of small enterprises with tangible measures.

According to the model of modern joint-stock commercial banks, Zhejiang Chouzhou Commercial Bank has established and improved a set of standardized rules and regulations and assessment mechanism system, and carried out fruitful reforms in the construction of internal control system, corporate culture and human resource management. It has basically become a modern joint-stock commercial bank with perfect corporate governance structure, scientific and standardized management, strict risk internal control, high personnel quality, first-class service level, excellent asset quality, good corporate image and strong profitability.

Zhejiang Chouzhou Commercial Bank adheres to the concept of "being grateful and rewarding fertile soil", actively participates in charity, bravely fulfills its social responsibilities while building a good financial brand value, and is committed to being an excellent corporate citizen.

The business of Zhejiang Chouzhou Commercial Bank has developed rapidly, continuously and healthily, and its excellent performance and standardized management have been well evaluated by the local government, regulatory authorities and peers.