Does the baby need medical insurance to go to kindergarten?

Medical insurance for children residents is necessary.

Children (/kloc-under 0/6 years old) can participate in social security and children's medical insurance, and each person pays 250 yuan every year. After applying for residents' medical insurance, children can use one card to directly pay for medical treatment and medicines, enjoy social security outpatient reimbursement and hospitalization medical insurance benefits, reduce children's medical expenses and strengthen children's medical security.

Children's social security card can be used for reimbursement of hospitalization, outpatient service, outpatient special diseases and outpatient emergency. Children's social security cards are reimbursed to 300 yuan for outpatient expenses every year, and hospitalization expenses are less than1.8000 a year. There is no deductible line in the first-level hospital, and the reimbursement rate is 65%. The deductible line of secondary hospitals is 300 yuan, and the reimbursement rate is 60%; 500 yuan, the deductible line of tertiary hospitals, will be reimbursed 55% of the expenses.

Generally speaking, it is necessary to buy children's medical insurance, and the purchase price is high.

First, the significance of children's medical insurance: medical insurance is divided into employee medical insurance and resident medical insurance. Children's medical insurance belongs to residents' medical insurance, that is, minor medical insurance. The specific regulations vary from place to place.

Generally speaking, children's medical insurance is generally aimed at children under the age of 18, or students over the age of 18 who are still studying in urban primary and secondary schools. Some cities combine college students' medical insurance with children's medical insurance, which is called children's (college students') medical insurance.

Second, the advantages of children's medical insurance compared with commercial insurance:

1. Newborns can be insured. As long as the newborn is successfully handled within 1-3 months after birth (see local regulations for details), the medical expenses incurred from birth including before handling can be reimbursed. This kind of welfare can provide good medical security, especially for common diseases of newborns, such as neonatal jaundice and pneumonia.

You can insure against diseases. Children's medical insurance has no restrictions on children's health. Children with congenital and acquired diseases can enjoy medical insurance benefits normally if they are insured and renewed. Commercial insurance generally does not protect congenital diseases, and some specific diseases are exempt from compensation.

3. It can reduce the premium of commercial insurance. Taking children's medical insurance as an example, buying commercial insurance for children can generally reduce some insurance costs.