Maximum base of Chengdu provident fund

Chengdu High-tech Zone, Chengdu Tianfu New District, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, qingbaijiang district, Xindu District, Wenjiang District, Shuangliu District, Pidu District and Xinjin District will be implemented at 65,438 yuan +0.78 yuan. At the same time, the deposit ceiling was adjusted from 2,368 1 yuan last year to 25,499 yuan, with an increase of1and 8 18 yuan.

The notice pointed out that all housing provident fund deposit units and employees' housing provident fund must be paid in the same proportion, and the housing provident fund deposit ratio should not be higher than 12% and not lower than 5%. According to this standard, Dayi employees pay a minimum of 82.5 yuan per month.

At present, the total amount of provident fund loans used in Chengdu is 20 times of the depositor's account balance, with the maximum amount of personal loans not exceeding 400,000 and the maximum amount of two-person loans not exceeding 700,000. To apply for a loan, you must pay the provident fund for at least 6 months, and the longest loan period is 30 years. If the continuous normal deposit time is less than 12 months, the time coefficient is 0.5; If the continuous normal deposit time is 12 months to 24 months, the time coefficient is 0.9; The time coefficient of continuous normal deposit for more than 24 months is 1.

Extended data:

First, the payment base:

(1) The wage income is lower than the lower limit standard of the payment base (the lower limit is calculated by 55% of the full-caliber provincial salary of endowment insurance and 60% of the full-caliber provincial salary of other insurance types) (yuan/month)

① Basic old-age insurance: 2,966 yuan

② Unemployment insurance, basic medical insurance+maternity insurance, industrial injury insurance and supplementary medical insurance for serious illness: 3,236 yuan.

(two) the wage income is between the lower limit standard and the upper limit standard of the payment base (yuan/month)

① Basic old-age insurance: actual wage income

② Unemployment insurance, basic medical insurance+maternity insurance, industrial injury insurance and supplementary medical insurance for serious illness: actual wage income.

(3) The wage income is higher than the upper limit standard of the payment base (the upper limit is calculated by 300% of the full-caliber provincial salary) (yuan/month).

① Basic old-age insurance: 16 179 yuan.

② Unemployment insurance, basic medical insurance+maternity insurance, industrial injury insurance and supplementary medical insurance for serious illness: 16 179 yuan.

Second, the proportion of payment.

(A) the proportion of unit payment

① Basic old-age insurance: 16% (urban individual industrial and commercial households with employees: 12%)

② Unemployment insurance: 0.6%

③ Basic medical insurance+maternity insurance: 6.7%+0.8%.

④ Industrial injury insurance: industry benchmark rate (0.2% for Class I industry, 0.4% for Class II industry, 0.7% for Class III industry, 0.9% for Class IV industry, 0/.1.0% for Class V industry, 0/.3% for Class VI industry and 0/.3% for Class VII industry/kloc-)

⑤ Supplementary medical insurance for serious illness: 0.8%

⑥ Total: 25%-26.325% (urban individual industrial and commercial households exclude employees)