Financial living water moistens spring ploughing, "loans" move agriculture, countryside and farmers to promote development

Financial institutions in tieli city give full play to the role of financial services for agriculture, rural areas and farmers, and let "financial living water" drip into the fields of revitalizing the countryside accurately, so as to ensure the high-quality promotion of spring ploughing production.

Xinglong village, a big planter in tieli city, has more than 700 mu of cultivated land. Last year, he got a good harvest. This year, he intends to expand the scale of planting, but he has encountered the problem of lack of funds. After learning about his situation, the staff of tieli city Postal Savings Bank took the initiative to go deep into his home to understand the actual situation and the demand for money, and handled the loan business for him on the spot. In less than 10 minute, the whole mobile APP operation process, they got a loan of 400,000 yuan and enjoyed high-quality financial services without leaving home, which made them more confident in expanding cultivated land this year.

Since the beginning of the year, tieli city Postal Savings Bank has made every effort to build a credit system, established "credit villages" and assessed "credit users". There are 67 credit villages in the city, and the number of "credit users" enjoying high-quality financial services has reached 1350.

In order to further smooth the channels of financial services, Tieli Rural Commercial Bank also gave credit ratings to large growers. Tieli city Shanquan Agricultural Machinery Farmers' Professional Cooperative will purchase a large number of agricultural machinery and equipment this year, and there is a shortage of funds for spring ploughing. Tieli Rural Commercial Bank issued a loan of 8 million yuan to the cooperative in the form of portfolio guarantee, which helped the cooperative tide over the production difficulties.

All along, tieli city banking financial institutions have been closely following the new needs of agriculture, rural areas and farmers in the new period, constantly increasing credit supply, innovating financial products, optimizing service modes, accurately helping counterparts, giving full play to service efficiency, and boosting the high-quality development of rural economy and society. By the end of March, tieli city had issued a total of 686.5 million yuan of spring ploughing loans, up 3.2% year-on-year.