Spend 1,000 yuan to repair a credit record? What exactly is a “credit repairer”?

In our country, the credit report represents a person’s basic credit status in society. If there is a bad record in the credit report, then in many cases this person will be affected in many ways, such as applying for a bank loan or a mortgage loan. It's easy to get rejected. Since bad credit records are so troublesome, many people want to use some crooked methods to modify their credit records. In many people's minds, they only need to spend some money to find some "insiders" to restore their credit records to a good state. This idea is very naive. The credit reporting system is managed by the state and no one has the right to modify credit reporting records. This is something we must understand. Spending money to repair your credit record is actually an IQ tax

Everyone wants to have a good credit record, which creates a need: modify the credit record. Many scammers lie that they can make changes and charge 1,000 yuan per item. They only need to pay the money and they can perform the operation internally to help restore the credit report. This kind of scam seems very low-level to those who know the situation, but for those who do not understand the situation, For people, this scam is very tempting. Those who have many bad credit records and have basically spent money are eager to modify their credit records. In this case, they are easily deceived. ?Credit Repair Engineer? Never existed

In the process of carrying out various financial activities, once a breach of trust occurs, it will be recorded in the credit reporting system. A record of breach of trust will take 5 years. Come and repair it, this is a national requirement. There is no way to repair your credit except waiting for 5 years for the bad records to be automatically eliminated. Therefore, the so-called "credit repair engineers" who appear on the Internet are just scammers. Credit reporting is a record of a person’s basic credit status in society. Only true records are convincing and can be modified with a little money. So who will believe in credit reporting in the future?

If you don’t want to waste your credit record, you shouldn’t make any dishonest operations in the first place.