Please write an article about Sichuan pension insurance. The little girl would be very grateful.

"Sichuan Province New Rural Social Pension Insurance Pilot Implementation Measures"

According to the State Council's "Guiding Opinions on Carrying out New Rural Social Pension Insurance Pilot Programs" (Guofa [2009] No. 32, (hereinafter referred to as the "Guiding Opinions"), this implementation method is formulated based on the actual conditions of our province. 1. Guiding ideology and basic principles The pilot work of the new rural social pension insurance (hereinafter referred to as the new rural pension insurance) must be guided by the Scientific Outlook on Development, with the purpose of improving the basic living standards of rural residents in the elderly, and with the basic requirements of standardizing management and optimizing services. , with the goal of basically covering the rural population of working age, in accordance with the basic principles of "guaranteing basic coverage, wide coverage, flexibility, and sustainability", adhering to the combination of government guidance and farmers' voluntary participation in insurance, and adhering to the reasonable sharing of individual (family), collective, and government Responsibility, starting from the actual situation in rural areas, starting from a low level, and gradually establishing a new rural social pension insurance system with financing and treatment standards that are consistent with the level of rural economic development and all aspects, and that are matched with other safeguards. 2. Insurance coverage Rural residents who are over 16 years old (excluding school students) and have not participated in the urban employee basic pension insurance can voluntarily participate in the insurance at their place of residence. 3. Fund Raising The fund consists of individual contributions, collective subsidies and government subsidies. (1) Individual payment. Rural residents participating in the new rural insurance must pay pension insurance premiums in accordance with regulations. The payment standards are currently set at five levels of 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year. Each locality can add payment levels according to actual conditions; insured persons can choose the level of payment independently, and the more they pay, the more they get. The provincial government will adjust payment levels in a timely manner in accordance with unified national requirements. (2) Collective subsidies. Village collectives that meet the conditions shall provide subsidies to insured persons for their contributions, and the subsidy standards shall be democratically determined by the village committee at a village meeting. Encourage other economic organizations, social welfare organizations, and individuals to provide subsidies for insured persons' payment. (3) Government subsidies. The government will pay basic pensions in full to eligible insured persons. The basic pension at the standards set by the state is fully subsidized by the central government. Local governments at all levels should provide basic subsidies for insured persons’ premium payments, with the subsidy standard not less than 30 yuan per person per year. Among them, the total amount of provincial financial subsidies is arranged at 50% of local subsidies, and the province provides subsidies to each pilot area according to its financial level. The remaining portion is shared equally by municipal and county governments, and the specific sharing ratio is determined by the municipal (state) people's government. For those who choose the payment grade of 300 yuan, the local government will increase the subsidy by 5 yuan per person per year. For those who choose the payment grade of 400 yuan, the local government will increase the subsidy by 10 yuan per person per year. For those who choose the payment grade of 500 yuan, the local government will increase the subsidy by 5 yuan per person per year. The annual subsidy for each person is increased by 15 yuan, and the fund sharing ratio is the same as the basic payment subsidy sharing ratio. For severely disabled people in rural areas, each city (state) and county (city, district) government should pay part or all of the minimum standard pension insurance premiums on their behalf. The specific standards and sharing proportions are determined independently by the city (state) government and are borne by themselves. 4. Establish a personal account. The social insurance agency establishes a personal pension insurance account with lifelong records for each insured person. Individual contributions, collective subsidies and other social and economic organizations, social welfare organizations, individual subsidies for insured persons' contributions, and local government's payment subsidies for insured persons are all recorded in personal accounts. The personal account deposit amount is currently calculated annually with reference to the one-year RMB deposit interest rate for the same period of financial institutions announced by the People's Bank of China. 5. Pension Benefits According to national regulations, pension benefits in our province are composed of basic pensions and personal account pensions, and are paid for life. The basic pension standard is 55 yuan per person per month. Each city (state) government can increase the basic pension standard according to the actual situation, and can appropriately increase the basic pension for insured rural residents who have made long-term contributions. The specific standards and sharing ratios for raising and increasing funds shall be determined by the municipal (state) government and shall be borne by the government itself. The monthly payment standard for personal account pensions is the total savings amount in the personal account divided by 139. If the insured person's personal account funds have been collected, the local government will continue to pay the personal account pension for life. When an insured person dies, the fund balance in the personal account, except for government subsidies, can be inherited in accordance with the law; the balance of government subsidies is used to continue paying the pensions of other insured persons. 6. Conditions for receiving benefits: The insured persons are over 60 years old and the elderly with registered residence in rural areas who do not enjoy the basic pension insurance benefits for urban employees can receive pensions on a monthly basis.

When the new rural insurance system is implemented, those who are over 60 years old and do not enjoy the basic pension insurance benefits for urban employees do not need to pay and can receive basic pensions on a monthly basis. However, their children who meet the insurance conditions must participate in the insurance and pay contributions; If the period is less than 15 years, premiums should be paid annually, and additional payments are allowed. The cumulative payment shall not exceed 15 years. If the age of receipt is more than 15 years, contributions should be paid annually, and the cumulative payment should be no less than 15 years. 7. Benefit adjustment The provincial government will timely adjust the minimum standard of the new rural basic pension in our province in accordance with unified national regulations and in combination with economic development and price changes. 8. Fund Management Establish and improve the financial accounting system for the new rural insurance fund. The new rural insurance fund is included in the special financial account of the social security fund, and is managed on two lines of revenue and expenditure. It is kept and accounted separately, and its value is maintained and increased in accordance with relevant regulations. At present, the new rural insurance fund is temporarily managed at the county level during the pilot phase. As the pilot is expanded and promoted, the overall coordination level will be gradually improved. 9. Fund Supervision Labor and security departments at all levels must effectively perform their supervisory responsibilities for the New Rural Insurance Fund, formulate and improve various business management rules and regulations for the New Rural Insurance, standardize business procedures, establish and improve internal control systems and fund audit systems, and monitor fund raising and management. Conduct real-time monitoring and regular inspections on the transfer, budget, allocation and distribution, and regularly disclose the new rural insurance fund collection and payment information to achieve openness and transparency and strengthen social supervision. The finance, supervision and audit departments shall supervise according to their respective responsibilities and strictly prohibit misappropriation to ensure the safety of funds. The new rural insurance handling agencies and village committees in the pilot areas will publicize the payment and benefits eligibility status of the insured persons in the village within the administrative village every year, and accept public supervision. 10. Handling and management services The province should establish a unified and standardized new rural insurance information management system under the overall planning and technical framework of the social security information system (financial insurance project). Counties (cities, districts) that carry out new rural insurance pilots must carefully record the insurance premiums and benefits received by rural residents, establish insurance participation files, and properly preserve them for a long time in accordance with regulations. Social security cards should be vigorously promoted to facilitate insured persons to use the card to pay fees, receive benefits and inquire about their insurance information. Pilot areas should rationalize the management system of the new rural insurance on the basis of existing social security agencies and township employment and social security public service agencies, clarify management responsibilities, and use modern management methods and government purchase of services. Enrich management capabilities and improve work efficiency. The funds for the new rural insurance work shall be included in the fiscal budget of the same level and shall not be spent from the new rural insurance fund. 11. Relevant systems are connected to areas where rural social pension insurance (hereinafter referred to as the “Old Farmers’ Insurance”), which is mainly based on individual contributions and fully accumulated in personal accounts, must properly handle the claims and debts of the Old Farmers’ Insurance Fund and coordinate with the new system. The connection between rural insurance system and handling work. In the new rural insurance pilot areas, all insured persons who have participated in the old rural insurance, are over 60 years old and have received the old rural pension, can directly enjoy the new basic pension; those who have participated in the old rural insurance and are under 60 years old Participants who have not received a pension should merge their old rural insurance personal account funds into the new rural insurance personal account, establish corresponding information files, and continue to pay according to the new rural insurance payment standards. If they meet the prescribed conditions, they can enjoy corresponding benefits. The connection between the new rural insurance system and other pension insurance systems such as the urban employee basic pension insurance, as well as the new rural insurance system and social security for landless farmers, later support policies for reservoir immigrants, rural family planning family incentive and support policies, rural five-guarantee support, and social The supporting work of supporting policies and systems such as special care and the rural minimum living security system will be implemented in conjunction with the actual conditions of our province after the relevant national departments issue relevant documents. Areas that have previously carried out preliminary exploration of new rural insurance must be adjusted in accordance with the State Council's "Guiding Opinions" and these Measures. In particular, the system model, financing methods, handling and management, and accounting and payment methods must be consistent with the relevant policies of the State Council's "Guiding Opinions". 12. Carefully organize the pilot. Based on the list of national pilot counties (cities, districts) recommended by the municipal (state) governments, the provincial government will review the pilot conditions and submit them to the State Council for approval. The municipal (state) governments must effectively strengthen the organizational leadership of the pilot work, increase the guidance of the pilot counties (cities, districts), and strictly follow the requirements of the State Council's "Guiding Opinions" and these measures to formulate specific implementation plans for the pilot as soon as possible. The county (city, district) government reports to the city (state) government for review and then reports to the provincial government for approval. 13. Strengthen organizational leadership The provincial government’s new rural insurance pilot work leading group is responsible for policy coordination and organizational leadership of the province’s pilot work.

Each city (state) and pilot county (city, district) must also establish a leading organization for the pilot work accordingly, and make specific arrangements for the pilot work as soon as possible to ensure the smooth progress of the pilot work. All localities must fully understand the significance of launching the new rural insurance pilot work, include it in local economic and social development plans and annual target management and assessment systems, and effectively strengthen organizational leadership. Labor and security departments at all levels must effectively fulfill the responsibilities of the administrative departments for the new rural insurance work, and work with relevant departments to do a good job in the overall planning, policy formulation, unified management, and comprehensive coordination of the new rural insurance. All localities must adhere to the correct direction of public opinion, use easy-to-understand publicity methods, and strengthen the publicity of the significance, basic principles and policies of the pilot work, so that this policy that benefits the people will be deeply rooted in the hearts of the people, and guide farmers of appropriate age to actively participate in insurance.

You will understand after reading it. .

Haha. .

A "The local cadres said that our whole family must participate in the insurance."

The "Implementation Measures" stipulates that "people who are over 16 years old (excluding school students) and have not participated in urban employee insurance" Rural residents who receive basic pension insurance can voluntarily participate in the insurance at their place of residence. ”

B

6. Conditions for receiving benefits The insured must be over 60 years old and do not enjoy the basic pension for urban employees. Elderly people with registered residence in rural areas who receive insurance benefits can receive pensions on a monthly basis. When the new rural insurance system is implemented, those who are over 60 years old and do not enjoy the basic pension insurance benefits for urban employees do not need to pay and can receive basic pensions on a monthly basis. However, their children who meet the insurance conditions must participate in the insurance and pay contributions; If the period is less than 15 years, premiums should be paid annually, and additional payments are allowed. The cumulative payment period shall not exceed 15 years. If the age of receipt is more than 15 years, premiums should be paid annually, and the cumulative payment should be no less than 15 years.

This is very clear. If your parents are 50 years old and are less than 15 years away from the receiving age, they should pay annually. Repayment is allowed. The cumulative payment shall not exceed 15 years. Your parents only need to pay 10%.

What about you?

Anyone who is over 16 years old can voluntarily participate, "but their children who meet the insurance conditions should participate in the insurance and pay premiums." .

C

There is no need to pay for 40 years. If the age of receipt is more than 15 years, the payment should be made annually, and the cumulative payment should be no less than 15 years.

Not less than 15 years.

Not less than 15 years.

Not less than 15 years.

As long as 15 years of accumulated payment are enough.