What social security can be used for loans? What loans can be used for social security?

Where can I use social security loans?

Social security recommended going to Morlong for a loan. The platform does not mortgage the house loan, and the loan can be extended as soon as 1 day. Apartment shops can also apply. Convenient and quick, win unanimous praise!

Social security loan process:

1. Go to the lending institution to consult the social security loan.

2. According to the requirements of the lending institutions, prepare the application materials for social security loans, which usually include identity certificates, residence certificates, work certificates, income certificates and social security certificates.

3. Fill in the loan application form, submit the application materials and submit a written application for social security loan.

4. Lending institutions shall conduct strict examination and approval in accordance with relevant regulations.

5. The lending institution signs a loan contract with the borrower.

6. Lending institutions issue loans.

7. The borrower repays the loan according to the contract.

For more information about loans, please consult Morlon. With its strong financial technology research and development capabilities, Molong can now complete all the operations of the epidemic through Molong's loan. During the epidemic, Moerlong will make full use of scientific and technological capabilities to minimize risks and improve efficiency to the fastest. In addition, Moerlong promises that the electronic agreement signed by customers online will be encrypted and protected by law; All products come from licensed financial institutions, and the fees are reasonable and transparent; The platform provides a compliant margin model to speed up the loan approval of financial institutions.

What loan can I apply for with social security?

Yes, social security loans, also known as social security credit loans. Refers to the long-term payment of social security customers, can apply for ultra-low interest rate consumer loans through Huadian guarantee. Its uses can be: car purchase, decoration, marriage, travel, purchase of furniture and household appliances. Social security credit loan, up to 500 thousand yuan, up to 3 years. Fast processing, ultra-low cost, no charge for failure. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.

What bank can borrow money through social security?

At present, many financial institutions have social security loan services, such as China Resources Bank, Heng Chang Huicheng Company, Yafulu Company and Dida Property Insurance Company.

Take the social security loan of China Resources Bank as an example.

1. The borrower is 18-60 years old and has no bad credit record;

2. Have a fixed job in the loan place and pay social security continuously 12 months or more;

3. Have a stable income in the loan place and have the ability to repay the loan principal and interest;

4. Have a fixed residence in the loan place and can provide proof of address.

Extended data:

Social security loan interest rate:

Social security loans are also called wage loans in many places, and various financial institutions do not charge interest, but they are not free, but charged in different names, which is called "handling fees".

For the collection of handling fees, the provisions of various financial institutions are not the same.

Dida Insurance Company charges 0.9%- 1.9% handling fee every month; The handling fee rate of Yafulu Company is 2%, which is a one-time charge and a monthly management fee of 2.3%. Heng Chang Huicheng Company charges about 2.28% commission every month.