What is the grade of two stars in the bank?

Question 1: These two stars? What is the difference? What stars do you belong to? The first picture of ICBC's eldest brother is not a star sign, and the yellow star sign behind it indicates that your current card is the default payment card, so you can exchange it for another card. The second picture is your star rating.

Question 2: What does the star rating of ICBC mean? ICBC divides customers into several stars according to their contribution to the bank. The higher the star rating, the greater the contribution to the bank.

Question 3: Many wealth management products of banks are marked with two stars in the risk column. How to understand the risk of wealth management? The general risk level should be level 5, and two stars is nothing.

Question 4: Do the VIP customers of BOC also have stars? How is it divided? It is really troublesome to withdraw cash in different places, which is much slower than the local card withdrawal speed. You must also check your ID card for free. . . . Are you kidding? . . View the original post "";

Question 5: What is the relationship between the credit rating of UnionPay cards in China Industrial and Commercial Bank? Individual customers are divided into six categories according to their contribution stars: seven-star customers, six-star customers, five-star customers, four-star customers, three-star customers and quasi-star customers. The evaluation criteria for various customers are as follows:

(1) Seven-star customers: the star point value is above 80000 (inclusive).

(2) Six-star customers: the star point value is 10000 (inclusive) ~ 80000.

(3) Five-star customers: the star integral value is 2000 (inclusive) ~ 10000.

(4) Four-star customers: the star integral value is 500 (inclusive) ~ 2000.

(5) Three-star customers: the star rating is 50 (inclusive) ~ 500.

(6) Quasi-star customers: the star rating is 0 (excluding) ~ 50.

(7) Customers whose star score is equal to 0 will not be rated as stars.

For customers who meet one of the following conditions, if the current service star rating is low, the system will automatically upgrade it to the corresponding star rating immediately:

(1) Sign a private banking service agreement and adjust the service star to seven stars.

(2) ICBC wealth management account card and platinum credit card were opened, and the service star was adjusted to six stars.

(3) Open a wealth management account and a credit card gold card, and adjust the service star to five stars.

(4) Open ordinary credit cards and adjust the service star to four stars.

The star point value is calculated by summarizing your assets, liabilities and intermediary business in our bank (the whole bank) for nearly six months.

Related indicators and calculations

1, financial assets

The financial assets index consists of short-term assets and medium-and long-term assets, and the index is calculated as the average daily balance of each financial asset for half a year.

(1) Short-term assets

It mainly includes: demand savings deposits, third-party depository, intelligent express wealth management products, money market funds and credit card deposits. You can get 135 stars for every ten thousand yuan of short-term assets.

② Medium and long-term assets

It mainly includes: regular savings deposits (including regular jobs), provident fund deposits, wealth management products (excluding smart express), funds (excluding money market funds), national debt, insurance, gold (including paper gold, physical gold and brand gold), etc. You can get 100 star points per 10,000 yuan of medium-and long-term assets.

2. Personal liabilities

The personal debt index consists of three details: personal housing mortgage loan, other personal loans and credit card overdraft. The calculation caliber of this index is the half-year average daily balance of each personal debt.

(1) You can get 100 stars per 10,000 yuan of personal housing mortgage loan.

(2) Other personal loan indicators include personal consumption loans, personal business loans and other varieties, and other personal loans can get 200 stars per 10,000 yuan.

(3) You can get 200 stars per 1 10,000 yuan credit card interest overdraft.

3. Intermediate business

Intermediate business indicators are composed of investment and wealth management transactions, credit card consumption transactions and settlement transactions, and the calculation caliber of indicators is the accumulated transaction amount for half a year. If the single transaction amount exceeds the standard upper limit amount of service fee, the upper limit amount will be taken as the transaction amount and included in the index statistics. If a single transaction enjoys our preferential rate, the transaction amount will be converted according to the preferential ratio and then included in the index statistics.

(1) Investment and financial management

Trading indicators mainly include: fund subscription and redemption (excluding monetary fund), wealth management product subscription (excluding Tong Ling Express), national debt subscription, insurance subscription, gold trading and foreign exchange trading. You can get 200 stars for every 1 10,000 yuan investment and wealth management transaction.

② Credit card consumption

Transaction indicators mainly include the transactions generated by POS credit card consumption of smart cards, wealth management account cards (including ICBC wealth management account cards), credit cards, credit cards, quasi-credit cards and other cards. You can get 400 stars for every 1 10,000 yuan investment and wealth management transaction.

(3) Settlement category

Transactions mainly include remote deposit and withdrawal, remote remittance, inter-bank remittance and express remittance. You can get 200 stars for every settlement transaction of 1 10,000 yuan.

Question 6: What kinds of customers does ABC divide into? Star rating? Grade? Hello, the customer grade of Agricultural Bank is different from that of other banks such as Industrial and Commercial Bank of China. The high-quality potential customers of Agricultural Bank of China can be divided into diamond level, platinum level, gold level and silver level. You only need to ask the branch staff what kind of cards they can handle to know the customer's rank order.

I hope my answer can help you.

Question 7: What does the service level of ICBC represent? For example, a five-star ICBC has a star rating of seven, the highest is a seven-star customer, and the five-star customer is a VIP customer. Different stars enjoy different treatment when handling business. When you reach 5 stars, you can open the U shield, password device and bank card for free. The handling fee for transfer and remittance is 50% off.

Question 8: How many stars does the ICBC card have? How to upgrade the card? Only five-star or above customers can enjoy the discount. The most basic thing for five-star customers is that the average daily deposit for three consecutive months reaches 200,000 yuan. Or 200 thousand cash in and out of the account every day, five-star guests can enjoy a 50% discount, and six-star guests can enjoy a 30% discount.

Automatically record and classify according to the daily average cash balance of ICBC deposits. The more money on the card, the longer it takes, and the higher the promotion level.

Question 9: What are the standards for five-star customers of ICBC?

China Industrial and Commercial Bank Star Rating Standard

The star rating does not change with the VIP level of VIP online banking. Individual customers are divided into six categories according to their contribution stars: seven-star customers, six-star customers, five-star customers, four-star customers, three-star customers and quasi-star customers. The evaluation criteria for various customers are as follows:

(1) Seven-star customers: the star point value is above 80000 (inclusive). (2) Six-star customers: the star point value is 10000 (inclusive) ~ 80000. (3) Five-star customers: the star integral value is 2000 (inclusive) ~ 10000. (4) Four-star customers: the star integral value is 500 (inclusive) ~ 2000. (5) Three-star customers: the star rating is 50 (inclusive) ~ 500. (6) Quasi-star customers: the star rating is 0 (excluding) ~ 50. (7) Customers whose star score is equal to 0 will not be rated as stars.

For customers who meet one of the following conditions, if the current service star rating is low, the system will automatically upgrade it to the corresponding star rating immediately:

(1) Sign a private banking service agreement and adjust the service star to seven stars.

(2) ICBC wealth management account card and platinum credit card were opened, and the service star was adjusted to six stars. (3) Open a wealth management account and a credit card gold card, and adjust the service star to five stars. (4) Open ordinary credit cards and adjust the service star to four stars. Relevant indicators and calculation 1, financial assets

The financial assets index consists of short-term assets and medium-and long-term assets, and the index is calculated as the average daily balance of each financial asset for half a year. (1) Short-term assets

It mainly includes: demand savings deposits, third-party depository, intelligent express wealth management products, money market funds and credit card deposits. You can get 135 stars for every ten thousand yuan of short-term assets. ② Medium and long-term assets

It mainly includes: regular savings deposits (including regular jobs), provident fund deposits, wealth management products (excluding smart express), funds (excluding money market funds), national debt, insurance, gold (including paper gold, physical gold and brand gold), etc. You can get 100 star points per 10,000 yuan of medium-and long-term assets. 2. Personal liabilities

The personal debt index consists of three details: personal housing mortgage loan, other personal loans and credit card overdraft. The calculation caliber of this index is the half-year average daily balance of each personal debt.

(1) You can get 100 stars per 10,000 yuan of personal housing mortgage loan.

(2) Other personal loan indicators include personal consumption loans, personal business loans and other varieties, and other personal loans can get 200 stars per 10,000 yuan.

(3) You can get 200 stars per 1 10,000 yuan credit card interest overdraft.

Baidu library citation

Question 10: How many levels are there in China Industrial and Commercial Bank's customer star rating standard? What are the substantial benefits? First, the star-rated customers of ICBC started this year, and were rated according to their personal assets and transactions in ICBC. Inquiry: Hold any card of ICBC and ask the teller to swipe the card at the counter to display the star standard: 1. Ordinary customers are customers below three stars; 2. The initial star of the credit card is four stars; 3. The initial star of the financial gold card or credit card gold card or VIP online banking customer is five stars; 4. Platinum card or wealth signing customers or online banking customers have an initial star rating of six stars; 5. Second question, the initial star rating of online banking gold medal customers or private banking customers is seven stars, which seems to be of little use at present, but in the future, graded concessions will be implemented for business charges such as transfer and deposit and withdrawal.

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